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Will previous BK7 impact my ability to qualify for NFCU AMEX? I had a Delta Skymiles card and burned AMEX (not proud of that) for about $10K. I hear AMEX has a long memory and is not very forgiving. Credit scores are steadily improving with the big 3 credit agencies all reporting slightly over 700. I have several cards now to include a NFCU Platinum with $25K SL and a FL Credit Union with a $8K SL. Annual income in the $130K range with little CC debt....<$200. Appreciate any perspective the forum has to offer.
@Finendandy2 wrote:Will previous BK7 impact my ability to qualify for NFCU AMEX? I had a Delta Skymiles card and burned AMEX (not proud of that) for about $10K. I hear AMEX has a long memory and is not very forgiving. Credit scores are steadily improving with the big 3 credit agencies all reporting slightly over 700. I have several cards now to include a NFCU Platinum with $25K SL and a FL Credit Union with a $8K SL. Annual income in the $130K range with little CC debt....<$200. Appreciate any perspective the forum has to offer.
Hi and welcome to MyFICO
NFCU AmX is a cobranded card and therefore is not on the AmX platform. Since you’re already in with NFCU, approval will be based on the type of credit profile NFCU is seeking.
Just curious, do you get any results from Amex prequal site?