NFCU AMEX

[Finendandy2]

Will previous BK7 impact my ability to qualify for NFCU AMEX?  I had a Delta Skymiles card and burned AMEX (not proud of that) for about $10K.  I hear AMEX has a long memory and is not very forgiving.  Credit scores are steadily improving with the big 3 credit agencies all reporting slightly over 700.  I have several cards now to include a NFCU Platinum with $25K SL and a FL Credit Union with a $8K SL.  Annual income in the $130K range with little CC debt....<$200.  Appreciate any perspective the forum has to offer.

[CreditInspired]

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@Finendandy2 wrote:

Will previous BK7 impact my ability to qualify for NFCU AMEX?  I had a Delta Skymiles card and burned AMEX (not proud of that) for about $10K.  I hear AMEX has a long memory and is not very forgiving.  Credit scores are steadily improving with the big 3 credit agencies all reporting slightly over 700.  I have several cards now to include a NFCU Platinum with $25K SL and a FL Credit Union with a $8K SL.  Annual income in the $130K range with little CC debt....<$200.  Appreciate any perspective the forum has to offer.

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Hi and welcome to MyFICO

NFCU AmX is a cobranded card and therefore is not on the AmX platform. Since you’re already in with NFCU, approval will be based on the type of credit profile NFCU is seeking. 

[Meanmchine]

Just curious, do you get any results from Amex prequal site?