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NFCU Approval Odds with dirty file

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Anonymous
Not applicable

Re: NFCU Approval Odds with dirty file

@OmarGB9  Not sure I can answer your question. Here is what I get when I follow the steps I outlined above:

A5D48E47-AC5E-442D-8EEC-A9E27420CF27.png

I'm sorry your not seeing this. And as others have stated, sometimes you may call in and get a rep that is new or just not quite as knowledgeable about their process yet to give you the information upfront. 

Message 21 of 35
OmarGB9
Community Leader
Super Contributor

Re: NFCU Approval Odds with dirty file

 

This is what I get:

Screenshot_20200727-163102_Firefox.jpg

 

No prequalify button for me! Would you mind posting the link? I tried googling it, but couldn't find it there either.  Smiley Indifferent

 

I guess I'll also try calling again and see if another CSR understands my request better.


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 22 of 35
M_Smart007
Legendary Contributor

Re: NFCU Approval Odds with dirty file

Message 23 of 35
Anonymous
Not applicable

Re: NFCU Approval Odds with dirty file

Message 24 of 35
OmarGB9
Community Leader
Super Contributor

Re: NFCU Approval Odds with dirty file


@M_Smart007 wrote:

@OmarGB9 

 

Read this ... then call in on the phone ...

https://ficoforums.myfico.com/t5/Credit-Cards/Are-the-Navy-Federal-Prequalify-recommendations-Accura...


Read through it all. Seems many people had trouble getting the button to show up. Found a direct link to the prequal page on there, too, but it gives me an error. Maybe they took the prequal down again?

 

@Anonymousdid you happen to click the prequalify button?

Also

https://digital.navyfederal.org/prequal-member/

THAT'S the link I was asking about, not the link to the credit cards page. lol Smiley Tongue


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 25 of 35
coldfusion
Credit Mentor

Re: NFCU Approval Odds with dirty file


@OmarGB9 wrote:

@M_Smart007 wrote:

@OmarGB9 

 

Read this ... then call in on the phone ...

https://ficoforums.myfico.com/t5/Credit-Cards/Are-the-Navy-Federal-Prequalify-recommendations-Accura...


Read through it all. Seems many people had trouble getting the button to show up. Found a direct link to the prequal page on there, too, but it gives me an error. Maybe they took the prequal down again?

 

@Anonymousdid you happen to click the prequalify button?

Also

https://digital.navyfederal.org/prequal-member/

THAT'S the link I was asking about, not the link to the credit cards page. lol Smiley Tongue


That prequal link yielded:

 

image.png

(7/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 26 of 35
Anonymous
Not applicable

Re: NFCU Approval Odds with dirty file

@OmarGB9  Yes, I have used it in the past just out of curiousity. It's always worked as far as giving prequals. I just doubt their accuracy. 

Message 27 of 35
Heatt99
Frequent Contributor

Re: NFCU Approval Odds with dirty file

Just roll the dice and apply. Unsecure 1st, then secured 2nd. If you can't get in with Navy, at least you will have a baseline as what needs improvement.

Message 28 of 35
OmarGB9
Community Leader
Super Contributor

Re: NFCU Approval Odds with dirty file


@coldfusion wrote:

@OmarGB9 wrote:

@M_Smart007 wrote:

@OmarGB9 

 

Read this ... then call in on the phone ...

https://ficoforums.myfico.com/t5/Credit-Cards/Are-the-Navy-Federal-Prequalify-recommendations-Accura...


Read through it all. Seems many people had trouble getting the button to show up. Found a direct link to the prequal page on there, too, but it gives me an error. Maybe they took the prequal down again?

 

@Anonymousdid you happen to click the prequalify button?

Also

https://digital.navyfederal.org/prequal-member/

THAT'S the link I was asking about, not the link to the credit cards page. lol Smiley Tongue


That prequal link yielded:

 

image.png


That's the link I got from that Navy prequal thread. But yes, I get that error too if I try to navigate to it.

 

@AnonymousWould you mind trying it now? As you can see above, if that button you are seeing happens to lead to that same url above, I would think you'd get that same error. If you happen to get sent to a different url, would you mind linking it here?

 

@Heatt99yes I will try it. You have a good point about getting a baseline. Hopefully I get approved for the unsecured, but even if I don't, if I can at least get the secured, I'd be okay with that because at least it graduates.

 

Also, I'd like to take this moment to thank everyone for their input. It is much appreciated. I do plan on going for it next month once I pay down my cards and pay off one of those COs. Smiley Happy


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 29 of 35
Anonymous
Not applicable

Re: NFCU Approval Odds with dirty file

@OmarGB9  It's not available now...link is gone. 

Message 30 of 35
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