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NFCU Approval?? Texts Say Approved, Status Says Under Review

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itspnutbutterkellytime
Regular Contributor

NFCU Approval?? Texts Say Approved, Status Says Under Review

I applied for the NFCU Go Rewards card this morning. It came back with the "Your application has been accepted and is currently being reviewed.
The processing time for a credit card application is 24 hours unless additional information is needed." 20 minutes later, I received a text saying it had been approved. I went online to check and see what the CL is, but the status says under review. Then I got another text 20 minutes later saying I was approved. The status hasn't changed. What does this mean? Is it too early to get excited??




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Message 1 of 12
11 REPLIES 11
AllCredit
Frequent Contributor

Re: NFCU Approval?? Texts Say Approved, Status Says Under Review

My mom got a text from NFCU saying she was approved, she had no idea for how much, later a logged into her account...$24K SL...congrats on your approval!

Message 2 of 12
Anonymous
Not applicable

Re: NFCU Approval?? Texts Say Approved, Status Says Under Review

Get excited!! Looks like an approval to me
Message 3 of 12
Aduke1122
Senior Contributor

Re: NFCU Approval?? Texts Say Approved, Status Says Under Review

Give it a couple hours and you should be able to see it in your account online
Message 4 of 12
Aduke1122
Senior Contributor

Re: NFCU Approval?? Texts Say Approved, Status Says Under Review

Or you could always call if your concerned
Message 5 of 12
Anonymous
Not applicable

Re: NFCU Approval?? Texts Say Approved, Status Says Under Review

It takes time to show. I was instantly approved on a Friday at about 2pm and it didn't show on my accounts until Monday. Think they only update new accounts once a business day they told me when I questioned it. It will show! Sounds to me like you're good to go based on the texts! 

 

Just give them a call and they can tell you the SL and apr. Then come back and let us know! 

Message 6 of 12
itspnutbutterkellytime
Regular Contributor

Re: NFCU Approval?? Texts Say Approved, Status Says Under Review

Okay, thank you all!! I just don't want to get excited for nothing lol Smiley Sad I will update once it shows!




FICO8 Scores as of 2025 OCT 22:



FICO Auto 2/4/5 Scores as of 2021 JULY 21:


FICO Bankcard 2/4/5 Scores as of 2021 JULY 21:


FICO Mortgage 2/4/5 Scores as of 2021 JULY 21:
Message 7 of 12
medicgrrl
Valued Contributor

Re: NFCU Approval?? Texts Say Approved, Status Says Under Review

My CLOC and auto loan still say "Review in Process"  Both are open and funded.  I'm starting to think that page never updates lol  Congrats on your approval.



EQ 778 EXP 782 TU 729
Message 8 of 12
Anonymous
Not applicable

Re: NFCU Approval?? Texts Say Approved, Status Says Under Review


@itspnutbutterkellytime wrote:

Okay, thank you all!! I just don't want to get excited for nothing lol Smiley Sad I will update once it shows!


Don't kill yourself with anticipation waiting for it to show online. Just call them and they will give you all the good news! They are super nice to deal with. Call em!

Message 9 of 12
itspnutbutterkellytime
Regular Contributor

Re: NFCU Approval?? Texts Say Approved, Status Says Under Review

Update: I called in and was approved for $2100!! Thank you all for the advice Smiley Happy




FICO8 Scores as of 2025 OCT 22:



FICO Auto 2/4/5 Scores as of 2021 JULY 21:


FICO Bankcard 2/4/5 Scores as of 2021 JULY 21:


FICO Mortgage 2/4/5 Scores as of 2021 JULY 21:
Message 10 of 12
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