So as of last month before the scores absorbed the monthly report my scores were TU 641, EX 651 and EQ 667. They had last month, this month and will have next month so I am hoping for all three to be upper 600's low 700's by May. Three 30 day lates last year on this card, last one in December and maxed out most of last year. Have had it since 7/2015 SL $1500, no change. I am thinking of doing a max CLI on May 10th (AR should be around May 4th, right??). Should I have the card balance show something like 1%, more or $0 on due date (1st of the month). Same or different on May 10th (hoping for SP from AR review)? Is 5 months enough time using 50%+ each month and paying it to 1% by due date or the 25th of the month before or should I put another month making 6 straight of responsible usage after my bad last year on it before asking?
Want to get AMEX soon to. Should I do a same day or wait?
Want Freedom Unlimited to.Was thinking to apply for it after AMEX 3x cli or possibly December to show two cards reporting and the last 30 day late to be 12 months old. Which would be best?
