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NFCU CLI

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credit8502020
Established Contributor

NFCU CLI

Hi All!

 

I hope you are well. Has anyone done a NFCU CLI within the last 3-6 months? If so, what amount in an increase did you get? I'm interested in seeing if there is a trend of how much in CLI they are currently giving. 

 

Thank you! 

Message 1 of 11
10 REPLIES 10
OmarGB9
Community Leader
Super Contributor

Re: NFCU CLI

There is no fixed amount other than the current $8k cap. You can get a CLI anywhere from $0 to that $8k max. It just depends what your profile qualifies for.


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 2 of 11
credit8502020
Established Contributor

Re: NFCU CLI


@OmarGB9 wrote:

There is no fixed amount other than the current $8k cap. You can get a CLI anywhere from $0 to that $8k max. It just depends what your profile qualifies for.


@OmarGB9 Thank you! The cap what was I was referring to. I didn't know if based on feedback, there was a trend that they had increased the cap yet. 

Message 3 of 11
OmarGB9
Community Leader
Super Contributor

Re: NFCU CLI


@credit8502020 wrote:

@OmarGB9 wrote:

There is no fixed amount other than the current $8k cap. You can get a CLI anywhere from $0 to that $8k max. It just depends what your profile qualifies for.


@OmarGB9 Thank you! The cap what was I was referring to. I didn't know if based on feedback, there was a trend that they had increased the cap yet. 


Not that I've seen. Smiley Happy


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 4 of 11
PullingMeSoftly
Valued Contributor

Re: NFCU CLI

Navy cli's are fairly ongoing in the approvals section, including one I'm familiar with today Smiley Wink 







Message 5 of 11
credit8502020
Established Contributor

Re: NFCU CLI


@OmarGB9 wrote:

@credit8502020 wrote:

@OmarGB9 wrote:

There is no fixed amount other than the current $8k cap. You can get a CLI anywhere from $0 to that $8k max. It just depends what your profile qualifies for.


@OmarGB9 Thank you! The cap what was I was referring to. I didn't know if based on feedback, there was a trend that they had increased the cap yet. 


Not that I've seen. Smiley Happy


@OmarGB9 Thank you! 

Message 6 of 11
credit8502020
Established Contributor

Re: NFCU CLI


@PullingMeSoftly wrote:

Navy cli's are fairly ongoing in the approvals section, including one I'm familiar with today Smiley Wink 


@PullingMeSoftly Thank you! 

Message 7 of 11
credit8502020
Established Contributor

Re: NFCU CLI


@credit8502020 wrote:

Hi All!

 

I hope you are well. Has anyone done a NFCU CLI within the last 3-6 months? If so, what amount in an increase did you get? I'm interested in seeing if there is a trend of how much in CLI they are currently giving. 

 

Thank you! 


UPDATE: I helped someone get another $8,000 CLI. Thank you for the feedback. 

Message 8 of 11
Gunnerboy
Established Contributor

Re: NFCU CLI

Flagship insta-approved for requested $7,000 increase (from 28k to 35k).  Soft-pull, freeze on all reports, exactly six months since last CLI.  First time requesting on the IOS app. Originally, wanted to ask for 40k.



"Not everyone who helps you is a friend, and not everyone who challenges you is an enemy."
Message 9 of 11
OmarGB9
Community Leader
Super Contributor

Re: NFCU CLI


@Gunnerboy wrote:

Flagship insta-approved for requested $7,000 increase (from 28k to 35k).  Soft-pull, freeze on all reports, exactly six months since last CLI.  First time requesting on the IOS app. Originally, wanted to ask for 40k.


You left $1k on the table!


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 10 of 11
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