NFCU Cli Declined

[Anonymous]

Got the platinum card 6 months ago, 25k with lowest Apr. Have 10% util on it. Went for a cli to 30k and declined. Waiting for the letter. They pull EQ Fico 9 at 820. The day before I do a personal loan so I can have an open installment loan on my profile. That was instant approval at best APR.

[Anonymous]

Could be the the approval of the PLOC  but until you get the letter I wouldn't stress it. 
Congrats on your personal loan approval though!

[Brian_Earl_Spilner]

Letter will probably say not enough experience with current limit. Think you're gonna have to submit income if they are willing to go higher.

[Anonymous]

Are we sure 6 months is the first acceptable time to request a CLI?  Have read lots of data about 6 months and 12 months...  Clarity would be great.

[Brian_Earl_Spilner]

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@Anonymous wrote:

Are we sure 6 months is the first acceptable time to request a CLI?  Have read lots of data about 6 months and 12 months...  Clarity would be great.

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91 days and 3 statements is the soonest you can request.

[CreditInspired]

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@Anonymous wrote:
Got the platinum card 6 months ago, 25k with lowest Apr. Have 10% util on it. Went for a cli to 30k and declined. Waiting for the letter. They pull EQ Fico 9 at 820. The day before I do a personal loan so I can have an open installment loan on my profile. That was instant approval at best APR.

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I think the max CL on the Platinum is $25K. 

[Anonymous]

Flagship can go to $80K, all other cards $50K but anything beyond $25K generally requires submission of POI.

[CreditInspired]

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@Anonymous wrote:
Flagship can go to $80K, all other cards $50K but anything beyond $25K generally requires submission of POI.

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Oh my, $50K. Thanks @Anonymous

[AverageJoesCredit]

1st world Excellent Credit Problems.