NFCU Double Pulled Me on Recon Within 2 Days !!!!

[rmduhon]

Just to add a data point, hubby and I joined yesterday and got a GoRewards card and consolidation loan. Our pulls we identical: TU for membership, TU and EQ for the card, and TU for the loan. And we joined thru my active duty son instead of Navy League

[Anonymous]

Very strange. I have been s member of NFCU for just under two weeks. I got in through the San Diego Council. I never got a hard pull for membership. Applied for gorewards and instantly approved for $22,100 with a TU pull. Same day applied for the CLOC instantly approved for $15,000 with an Equifax pull.

Accounts are all active, both checking and savings are funded and just faxed back the CLOC doc & signature. Page.

Total pulls was only 2.

[Anonymous]

Hoping to get in tommorow, never wanted to join a cu so bad

[Anonymous]

I'll add my disappointing two cents:

applied membership yesterday (via SDNL); TU pull

applied cc this morning; TU pull

applied CLOC ($7500) this morning; TU and EQ pulls

total three (3) TU pulls, one EQ

outcome: DENIED both (letter(s) in mail; "cant discuss over phone, privacy act")

Experian's for profit site had all scores @740. TU's own site: 680. Good income but under 100K (which they wanted to see by the way if I wanted a recon). 

[Anonymous]

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@Anonymous wrote:

I'll add my disappointing two cents:

applied membership yesterday (via SDNL); TU pull

applied cc this morning; TU pull

applied CLOC ($7500) this morning; TU and EQ pulls

total three (3) TU pulls, one EQ

outcome: DENIED both (letter(s) in mail; "cant discuss over phone, privacy act")

@Anonymous's for profit site had all scores @740. TU's own site: 680. Good income but under 100K (which they wanted to see by the way if I wanted a recon). 

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Sorry to see you got denied. I have not seen the "letter" either but thru secured email they asked for income proof which I sent.  At this point they have everything I feel they need from my initial paperwork to join 5 months ago and the proof of income I just sent them so all in all they have DL; UT bills; POI and credit scores.  Can't think of anything else they would want other than my first born child.  I would like to be approved by them BUT it only takes me about 24 hours to say to heck with any institution that is causing me stress.  I am able to buy what I need and I have other cards from other banks and credit unions so it's time to scratch this one off my list.  

I am happy for other MyFico members who have gotten what they wanted from them and hope they please others in the future.  I also hope if you decide to pursue applying again in the future that you meet with great success.