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NFCU Flagship CLI or 2nd Card?

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Spotsy
Frequent Contributor

Re: NFCU Flagship CLI or 2nd Card?

I would be surprised if you DIDN'T get the 70k or 80k.  I am sure they see and value your relationship.  In regards to HPs and a previous post about NFCU being HP happy...yes, if you apply for new products, even all on the same day...you will see a HP for each request.  All of my CLI, either auto or by me hitting the button on their site has always been a SP...and even when you ask for more then what they are willing to give with a SP...they will counter offer or allow you to continue with a manual review (that may trigger a HP) to get what you want.

 

i would at least call....they have got the be the friendliest and easiest bank out there...GREAT people there.

 

-Rob

FICO 8: TU:796 / EQ:814 / EX:804 as of 7/27/2025
Message 11 of 12
NYFan63
Established Contributor

Re: NFCU Flagship CLI or 2nd Card?


@Spotsy wrote:

I would be surprised if you DIDN'T get the 70k or 80k.  I am sure they see and value your relationship.  In regards to HPs and a previous post about NFCU being HP happy...yes, if you apply for new products, even all on the same day...you will see a HP for each request.  All of my CLI, either auto or by me hitting the button on their site has always been a SP...and even when you ask for more then what they are willing to give with a SP...they will counter offer or allow you to continue with a manual review (that may trigger a HP) to get what you want.

 

i would at least call....they have got the be the friendliest and easiest bank out there...GREAT people there.

 

-Rob


I have been debating on whether to request a CLI > $25k on my Cash Rewards card - just to see what they will offer.  However, I do want to avoid a HP for now. Decisions...decisions...

Penfed Platinum Sig Visa $33k, PenFed PLOC $25k, NFCU Cash VISA Sig 22k, NFCU Visa Flagship 22k, CAP1 Venture $23k, CAP1 Venture One $15k, NFCU NAV Check $15k, Barclays Arrival $13,2k, DCU VISA 5k, Cap1 QS 7.5k, WF Finance 3.5k, Merrick 2.2k, Barclays Apple Financing 6.1k BestBuy 5k >Ch7 BK filed 8/09; DC 01/10 EQ 636 Nov 13;
EQ08 718 | TU 731 | EXP 728
Inqs: EQ 11, TU 8, EXP 11(last 2 yrs)
Goal 750+ In the Garden til

Message 12 of 12
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