NFCU Preapproval Schedule

[CreditMagic7]

Got in with NFCU as well.

http://ficoforums.myfico.com/t5/Personal-Finance/In-The-Navy-Now-NFCU/td-p/4667060

As nice as it would be to app their products, that's off the table for now while i let the steam settle from recent new approvals.

So my question for those already in the know is i assume they also issue preapprovals on that often mentioned AR.

Has anyone gone this route and how solid are those?

[RonM21]

I've only had them and am still trying to figure out how the AR works with them overall. Especially when it comes to getting a SP CLI.

[Anonymous]

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@CreditMagic7 wrote:

Got in with NFCU as well.

http://ficoforums.myfico.com/t5/Personal-Finance/In-The-Navy-Now-NFCU/td-p/4667060

As nice as it would be to app their products, that's off the table for now while i let the steam settle from recent new approvals.

So my question for those already in the know is i assume they also issue preapprovals on that often mentioned AR.

Has anyone gone this route and how solid are those?

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Same boat as well CM! I got in as well and applying for any products is off the table as well.

However, I would like to know the answer to this questions as well.

[Creditaddict]

Why not settle AFTER you get Navy Credit Card and Checking Line of Credit!?

I'm not sure how often they push out Pre-Approvals but doesn't seem to be on a schedule like PenFed, just seems to be when they review the accounts and see what product you don't have... Partner got a pre-approval when he joined almost instantly for the credit card and then nothing for a couple of years when all of a sudden we paid off all debt and he got the personal loan pre-approval.

[Anonymous]

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@Creditaddict wrote:

Why not settle AFTER you get Navy Credit Card and Checking Line of Credit!?

I'm not sure how often they push out Pre-Approvals but doesn't seem to be on a schedule like PenFed, just seems to be when they review the accounts and see what product you don't have... Partner got a pre-approval when he joined almost instantly for the credit card and then nothing for a couple of years when all of a sudden we paid off all debt and he got the personal loan pre-approval.

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Thanks CA! I would love to apply for a few products. We will soon be in the process of buying a new house.  I just wanted to get in with NF. Think it would be much easier with UW...inquiry vs new account.  However, the minute we closed...it's ON!!

[CreditMagic7]

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@Creditaddict wrote:

Why not settle AFTER you get Navy Credit Card and Checking Line of Credit!?

I'm not sure how often they push out Pre-Approvals but doesn't seem to be on a schedule like PenFed, just seems to be when they review the accounts and see what product you don't have... Partner got a pre-approval when he joined almost instantly for the credit card and then nothing for a couple of years when all of a sudden we paid off all debt and he got the personal loan pre-approval.

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Approved!!! GoRewards! Thank You CA. YOU ROCK!!

Passed on the CLOC for now but i read almost the whole 80+ pages of your EPIC! NFCU thread earlier.

Really awesome.

Now i just want to sit tight and post at least 3 statements before tripping the CLI request AFTER that AR.

I think i got most of those details right but boy am i ever EXCITED!! and it wasn't even one of those whopper start lines but i can wait.

[Creditaddict]

🤑

[Vegas4Play]

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@Anonymous wrote:

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@Creditaddict wrote:

Why not settle AFTER you get Navy Credit Card and Checking Line of Credit!?

I'm not sure how often they push out Pre-Approvals but doesn't seem to be on a schedule like PenFed, just seems to be when they review the accounts and see what product you don't have... Partner got a pre-approval when he joined almost instantly for the credit card and then nothing for a couple of years when all of a sudden we paid off all debt and he got the personal loan pre-approval.

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Thanks CA! I would love to apply for a few products. We will soon be in the process of buying a new house.  I just wanted to get in with NF. Think it would be much easier with UW...inquiry vs new account.  However, the minute we closed...it's ON!!

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He He He sounds like my plan of action.