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My NFCU nRewards card hit 13 months on 8/27 and did not automatically unsecure. I apped on 8/29 and was approved for Cash Rewards card on 9/1 after 3-5 day msg for $5000..I sent a SM and got it bumped up to $7500. I want to know if it's possible to app for the Flagship card and get approved because that will make 3 cards with them..my nRewards card has a $500 limit.
You could always call and ask. They may be able to convert it to unsecured.
@darwin_wins wrote:You could always call and ask. They may be able to convert it to unsecured.
I did and was told it will be reviewed monthly from now on to see if it qualifies. They said I could apply for new card and I did. But now I'm thinking to just apply to another card and just close the secured one out. I've heard on here where even after 2 years some people still have their secured card.
You can have 1 of every card navy has, If you qualify!
I have 3... Cash, Flagship, Platinum.
I wonder should I app now or wait 3 statements and AR to see if I can grow the CashRewards card first.
might give it 30 days, I had same issues , after I applied for another card , and was approved with in the next 2 weeks i think , my secured card got unsecured and CLI too. they told me same stuff as they told u..
http://ficoforums.myfico.com/t5/Credit-Cards/NAVY-FCU-Visa/td-p/3956746
I've had mine for 19 months, it has not unsecured and they told me the same thing- that they review them monthly.