NFCU What was I thinking!!

[MauiMan85297]

That's the way to look at it, I was mad that it took Navy to process my application that took over 5 weeks and in that time after closing on my home I accrued some debt (house related) and knew my util would rise and score go down and wanted a CC before that happened and it didn't-score went down and I still applied and approved for $5500 but in 1 month should go to 22-24k! Happy Veteran nonetheless

[Anonymous]

Well everyone I am happy to report that I have just received a "YOU'RE APPROVED! Expect your card in 5-7 business days" text message!!! OMG I'm so excited!!! Thank you all so much!! Not sure of my SL yet but at this point I don't care lol I'll update when I find out but I expect $500 which would be just fine! Guess I'll head off to the garden now!!

[Anonymous]

Congratulations on your approval. NFCU is great and as you already know that sucker will grow in no time.

[Anonymous]

Thank you iblitz25!!! Yes NFCU is great!!

[Anonymous]

Congrats!!! Isn't it "wonderful". Enjoy NFCU and the credit card! They are a great credit union. Also, check out the Member Mall. There are some great deals to be had there. 

[Anonymous]

Yes it definitely is wonerful! Thank you so much ItsPossible!

[ScarlettClone]

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@Anonymous wrote:

Well everyone I am happy to report that I have just received a "YOU'RE APPROVED! Expect your card in 5-7 business days" text message!!! OMG I'm so excited!!! Thank you all so much!! Not sure of my SL yet but at this point I don't care lol I'll update when I find out but I expect $500 which would be just fine! Guess I'll head off to the garden now!!

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Congratulations!!

If you decide that you do really want to know you can call in and they will tell you all the details over the phone. SL, APR...etc.

[Anonymous]

Okay the suspense was killing me!!! I expected $500 but I almost dropped the phone when the rep told me that my SL was $3k!! APR is high at 16.15 but beggars can't be choosers!!! Wow!! Loving Navy more and more by the minute. My highest SL ever!!

[Anonymous]

Thanks ScarlettClone!!!

[BIGSTARXXX]

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@Anonymous wrote:

Okay the suspense was killing me!!! I expected $500 but I almost dropped the phone when the rep told me that my SL was $3k!! APR is high at 16.15 but beggars can't be choosers!!! Wow!! Loving Navy more and more by the minute. My highest SL ever!!

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AMAZING -- NFCU is really weird; they are great for folks with Fico in the 600's ....above that all bets are off

My wife - with TU of 700+ was denied for a CC with them, and then 3 months later was approved for 1K - clean TU, just had a discharged Ch 13 - that has now fallen off

same situation for me - and I make 168K a year - got the same 1K SL - my lowest limit by far  (I have limits on other cards up to 20K per carrd, just approved for Amex BCE for 5K SL)

my util is between 2-8%

wife's is about 12%