NFCU new CC

[Anonymous]

So with my scores in the 700's I think its time I applied for another CLI with NFCU. Ive been denied twice and the one approved for in May was only $500. So Ive had the card 6 years (no lates) and only at a CL of 1k. SMDH!! Not sure if theve done an A/R within the last month or so so Im expected a HP. So my quesiton is, if they do a HP for my CLI can I use that same pull to apply for a new cc? Or will it be a double pull? Navy Fed loves to pull with different departments but Im hoping since its the same one, they can use the same pull. Anyone experience this?

[Anonymous]

before taking the hard pull i would call them and speak to the credit card department and ask them to select the option on your account to allow automatic CLIs. once i did that the very same week i went from $1k to $5k and i was denied in the past.

[Anonymous]

also i have asked them before on the phone to raise my limit and she asked me what to raise it to and i said "$7k maybe" and she says "your account qualifies for $7,500 is that fine" so yeah get that feature changed and enjoy some love!

[Anonymous]

Thanks for the advice!  So I called and inquired about the automatic CLI.. The operator stated unless I stopped a CLI then it should be on automatically. Well... she checked anyway and guess what." Im sorry bout it seems this option has been blocked" !!!!!! BY WHO?! LOL! When I told her I had never received a CLI she was amazed. But this would explain it. Unblocked.... So hopefully now I have some luck!. Thanks again. I ll hold off on intiated an increase for a few weeks to check the results.

[Anonymous]

it's always unchecked unless you request it to be checked. and you may wanna call when you get the AR and see what you're capable of getting or do it online