NFCU pulls

[Anonymous]

*We need more submissions!*
*COPY THE QUESTIONS BELOW AND PASTE *

Hi all - I am a big data person. Love numbers and solving problems. We all know NFCU pulls eq and tu with no rhyme or reason. What Im going to try and do is see if perhaps the bureau they pull is based on the day or week of the month...perhaps they alternate so to speak on a pattern or based on zip code.

To help me I need the following data pointa from you:

**COPY AND PASTE THIS QUESTIONAIRE**
-Date you applied?
-What product/CC/loan/CLI did you apply for?
-Your home state?
-Any freezes/locks or disputes in process?
-Bureau pulled?
-Hard or Soft Pull?
-NOTES: *Enter any add'l info or DP's here*

Please when posting your data be sure of the bureau pulled and *exact* dates as to keep errors low. If you are unsure of precise date/bureau simply notate as much.

[Anonymous]

My data:

-Date you applied? - 5-16-2018
-What product/CC/loan/CLI did you apply for? CashRew
-Your home state? NY
-Any freezes/locks or disputes in process? No
-Bureau pulled? EQ
-Hard or Soft Pull? Hp
-NOTES: EQ hp membership same day

[Anonymous]

08/14/2018

-NFCU nRewards Secured Visa Approved with 24-48 hour review
-California
-No freezes or disputes.
-Transunion
-Hard pull

[Anonymous]

6/12/2018

- CashRewards

- California

- No freeze

- TU

- Hard Pull

7/18/2018

- CLOC

- California

- No freeze

- EQ

- Hard Pull

[Anonymous]

Following, as I plan to app for a NFCU card in the near future... Was told today by two CSR that for NC they SHOULD only HP TU for all CC apps. Their auto loans HP EQ.

*UPDATE*

-Date you applied? 23 August 2018
-What product or loan or CLI did you apply for? cashRewards CC
-Your home state? NC
-Did you have any freezes or disputes in process? No
-Bureau pulled? TU
-Hard or Soft Pull? HP

-Date you applied? 23 March 2018
-What product or loan or CLI did you apply for? Auto Loan
-Your home state? NC
-Did you have any freezes or disputes in process? No
-Bureau pulled? EQ
-Hard or Soft Pull? HP

[Anonymous]

-Date you applied? 4/12/17, approved 4/16/17
-What product or loan or CLI did you apply for? NFCU cashRewards Visa 
-Your home state? CA
-Did you have any freezes or disputes in process? Nope
-Bureau pulled? TU
-Hard or Soft Pull? HP

-Date you applied? 6/22/17
-What product or loan or CLI did you apply for? Auto Loan
-Your home state? CA
-Did you have any freezes or disputes in process? Nope
-Bureau pulled? EQ
-Hard or Soft Pull? HP

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[Anonymous]

Thanks for this thread idea. I'm pretty well resolved on trying my luck with NFCU early next year once my current gardening period ends, so I'd be very interested to find out what they pull for CC apps in my state (Virginia).

[Anonymous]

-Date you applied? 8/19/18
-What product/CC/loan/CLI did you apply for?Flagship cc
-Your home state?ny
-Any freezes/locks or disputes in process?no
-Bureau pulled? EQ
-Hard or Soft Pull? HP
-NOTES: app'ed 91/3 after 1st Navy card 25k SL

[Anonymous]

-Date you applied? 6/1/2018
-What product/CC/loan/CLI did you apply for? CashRewards
-Your home state? KS
-Any freezes/locks or disputes in process? No
-Bureau pulled? TU
-Hard or Soft Pull? HP
-NOTES: Joined with savings and checking same day with a SP

[Shadeestill]

-Date you applied? 08/22/2018
-What product/CC/loan/CLI did you apply for? Go Rewards Visa. Instant approval for 15k
-Your home state? CA
-Any freezes/locks or disputes in process? No
-Bureau pulled? TU
-Hard or Soft Pull? HP
-NOTES: Member since July (SP on TU)2 CC COs and 3 other accounts CO all at the 2 year mark this month or next month.

-Date you applied? 08/22/2018
-What product/CC/loan/CLI did you apply for? CLOC 5k. Denied instantly.
-Your home state? CA
-Any freezes/locks or disputes in process? No
-Bureau pulled? EQ
-Hard or Soft Pull? HP
-NOTES: Same as above