Nasa FCU Question

[Yodah]

I was approved for membership about 10min ago..... Just wondering are they new account or Inq count sensitive?   Don't really need to apply but I heard its a soft pull?

I have seen people getting declined...... Just curious

[Anonymous]

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@Yodah wrote:

I was approved for membership about 10min ago..... Just wondering are they new account or Inq count sensitive?   Don't really need to apply but I heard its a soft pull?

I have seen people getting declined...... Just curious

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They weren't in my case and it is a SP to apply but like anything else YMMV

[jacetx]

I applied and was denied because 4 new accounts and a few inquiries. They did a hard pull for my application.

[Yodah]

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@jace8602 wrote:
I applied and was denied because 4 new accounts and a few inquiries. They did a hard pull for my application.

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Do you mind telling whats the time span of the new accounts and how many Inq?

[jacetx]

About 9 inquiries and the accounts were opened back in October. I applied for the cards on the same day. They noticed the new accounts because their process takes ridiculously long if you don't get an instant approval.  

[Anonymous]

I was approve for membership checking and saving also went ahead and app for the credit card same day but was shot down got my denial letter today pulled experian my score was 720 and 10 inq reason for denial not enough history oldest account 2.5 years ave age 10 months hopes this helps