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Sooo...I have an income question when it specifically pertains to NASA FCU...so in 2014 I applied for a card with them and was conditionally approved for an 8k CL, however, they wanted proof of income and at the same time there was a death in the family and I just got side tracked and never did anything about the application...
So, I want to apply again with them but here is the catch...I work on television shows in CA and ALL the tv shows and movies use a payroll service to pay the people working on the show.. I get paid for as long as I am working on the show...whether that is 4 weeks or 6 months ....
On my stub is the payroll company, which is the second largest employer in CA, usually with a dash and the name of the show and season....
So if I apply for a Nasa FCU credit card and at the time I do the application I am working on a show making lets say 1900/wk, here is my question....
What number do I put as my annual income if my show ends, for example, in 5 weeks ? (they won't know when it ends, but I will)
Thoughts....
One other question...if I get income from the sale of land which will be reported on my taxes, when I do them in 2017, can I use a copy of the canceled check as proof that I got the funds, (since my taxes would not have been done at the time I decide to do the application) if I decide to include that as income on my application ?
@Andy77 wrote:
Sooo...I have an income question when it specifically pertains to NASA FCU...so in 2014 I applied for a card with them and was conditionally approved for an 8k CL, however, they wanted proof of income and at the same time there was a death in the family and I just got side tracked and never did anything about the application...
So, I want to apply again with them but here is the catch...I work on television shows in CA and ALL the tv shows and movies use a payroll service to pay the people working on the show.. I get paid for as long as I am working on the show...whether that is 4 weeks or 6 months ....
On my stub is the payroll company, which is the second largest employer in CA, usually with a dash and the name of the show and season....
So if I apply for a Nasa FCU credit card and at the time I do the application I am working on a show making lets say 1900/wk, here is my question....
What number do I put as my annual income if my show ends, for example, in 5 weeks ? (they won't know when it ends, but I will)
Thoughts....
One other question...if I get income from the sale of land which will be reported on my taxes, when I do them in 2017, can I use a copy of the canceled check as proof that I got the funds, (since my taxes would not have been done at the time I decide to do the application) if I decide to include that as income on my application ?
For annua income I would put what you declared on your taxes for 2015.
As for the income from your land sale I would not include that in your income. Banks tend to disregard singular events that resut in one time income.
@Anonymous wrote:
@Andy77 wrote:
Sooo...I have an income question when it specifically pertains to NASA FCU...so in 2014 I applied for a card with them and was conditionally approved for an 8k CL, however, they wanted proof of income and at the same time there was a death in the family and I just got side tracked and never did anything about the application...
So, I want to apply again with them but here is the catch...I work on television shows in CA and ALL the tv shows and movies use a payroll service to pay the people working on the show.. I get paid for as long as I am working on the show...whether that is 4 weeks or 6 months ....
On my stub is the payroll company, which is the second largest employer in CA, usually with a dash and the name of the show and season....
So if I apply for a Nasa FCU credit card and at the time I do the application I am working on a show making lets say 1900/wk, here is my question....
What number do I put as my annual income if my show ends, for example, in 5 weeks ? (they won't know when it ends, but I will)
Thoughts....
One other question...if I get income from the sale of land which will be reported on my taxes, when I do them in 2017, can I use a copy of the canceled check as proof that I got the funds, (since my taxes would not have been done at the time I decide to do the application) if I decide to include that as income on my application ?
For annua income I would put what you declared on your taxes for 2015.
As for the income from your land sale I would not include that in your income. Banks tend to disregard singular events that resut in one time income.
I agree. Use the 2015 numbers and disregard the land sale. That should be good enough.
| Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |









