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Navy Fed review

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ZX14RIDA
Member

Navy Fed review

Good afternoon. I ask for credit line increase on my go reward card early Sunday morning got review message still haven't heard back yet. Is that a good or bad sign? I have 3 cards with them Amex $34,000 cash reward 26,000 and the one I'm trying to get increase on go rewards $13,500 fico 9 in the low to mid 700's. What's my next move? Thank you in advance.

NFCU cash rewards card $6000 First Premier $300 Mission Lane $600 Capital One Platinum $3100 NFCU Amex Cash rewards $12500 Equifax fico 8 659 Transunion fico 8 642 Experian fico 8 653
Message 1 of 13
12 REPLIES 12
pizzadude
Credit Mentor

Re: Navy Fed review


@ZX14RIDA wrote:

Good afternoon. I ask for credit line increase on my go reward card early Sunday morning got review message still haven't heard back yet. Is that a good or bad sign? I have 3 cards with them Amex $34,000 cash reward 26,000 and the one I'm trying to get increase on go rewards $13,500 fico 9 in the low to mid 700's. What's my next move? Thank you in advance.


I don't know that it's a bad sign but I think you'll just have to wait it out.

 

You have $73K in revolving limits with them already so you might be approaching the max - I think it's $90K but I'm not certain on this

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 2 of 13
Jnbmom
Credit Mentor

Re: Navy Fed review


@pizzadude wrote:

@ZX14RIDA wrote:

Good afternoon. I ask for credit line increase on my go reward card early Sunday morning got review message still haven't heard back yet. Is that a good or bad sign? I have 3 cards with them Amex $34,000 cash reward 26,000 and the one I'm trying to get increase on go rewards $13,500 fico 9 in the low to mid 700's. What's my next move? Thank you in advance.


I don't know that it's a bad sign but I think you'll just have to wait it out.

 

You have $73K in revolving limits with them already so you might be approaching the max - I think it's $90K but I'm not certain on this


I think it's 80K unless it's changed 

EXP 780 EQ 796 TU 810
Message 3 of 13
CreditCuriosity
Moderator Emeritus

Re: Navy Fed review

80k on cc's

Message 4 of 13
NoMoreE46
Community Leader
Senior Contributor

Re: Navy Fed review

Just wait.  My last CLI wasnt instant. It took a few days.

 


@ZX14RIDA wrote:

Good afternoon. I ask for credit line increase on my go reward card early Sunday morning got review message still haven't heard back yet. Is that a good or bad sign? I have 3 cards with them Amex $34,000 cash reward 26,000 and the one I'm trying to get increase on go rewards $13,500 fico 9 in the low to mid 700's. What's my next move? Thank you in advance.


 

Message 5 of 13
ZX14RIDA
Member

Re: Navy Fed review

Thank you everyone for responding. Much appreciated. I will sit back and wait. I don't really need it. Just thought why not. Trying to get overall available credit to $100,000 total across five cards $84,700 other 2 cap 1 $4100 and mission lane $7100 about 6yrs out of bk. Trying to do things right this time around 

NFCU cash rewards card $6000 First Premier $300 Mission Lane $600 Capital One Platinum $3100 NFCU Amex Cash rewards $12500 Equifax fico 8 659 Transunion fico 8 642 Experian fico 8 653
Message 6 of 13
Pppoolboy
New Contributor

Re: Navy Fed review

I say with love my Gen Zero friend.

If you try to surpass $80,000 total at NFUC you will be denied.
51-year-old licensed banking and finance attorney. Series 65 registered investment advisor. Southern California. I am happy to educate anyone under the age of 40 but I will not argue with you because you know nothing and I have better things to do. I have been doing this longer than you've been alive. If you want my advice, you can pay me with sincere gratitude or money, and not necessarily in that order.
Message 7 of 13
ZX14RIDA
Member

Re: Navy Fed review

Thanks but I wasn't just talking Navy. I was wanting to get my last increase from Navy and then get another card somewhere else to total $100,000 

NFCU cash rewards card $6000 First Premier $300 Mission Lane $600 Capital One Platinum $3100 NFCU Amex Cash rewards $12500 Equifax fico 8 659 Transunion fico 8 642 Experian fico 8 653
Message 8 of 13
NoMoreE46
Community Leader
Senior Contributor

Re: Navy Fed review

Any updates from NFCU @ZX14RIDA ?

 


@ZX14RIDA wrote:

Thank you everyone for responding. Much appreciated. I will sit back and wait. I don't really need it. Just thought why not. Trying to get overall available credit to $100,000 total across five cards $84,700 other 2 cap 1 $4100 and mission lane $7100 about 6yrs out of bk. Trying to do things right this time around 


 

Message 9 of 13
ZX14RIDA
Member

Re: Navy Fed review

Good evening. Unfortunately I haven't heard from them yet. I figure I'll wait a little while longer and try again. 

NFCU cash rewards card $6000 First Premier $300 Mission Lane $600 Capital One Platinum $3100 NFCU Amex Cash rewards $12500 Equifax fico 8 659 Transunion fico 8 642 Experian fico 8 653
Message 10 of 13
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