Navy Fed

[pizza1]

????? What about them? LOL..Theres nothing in the post...its blank

[joedtx]

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@pizza1 wrote:
????? What about them? LOL..Theres nothing in the post...its blank

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Just agree with the OP and 

[ficoguy2013]

LMAO... 

Sorry, I thought I had content here.

I am reaching my 1 year with cashRewards (May 12)

After reaching that marker, what happens? Do I get an auto increase and lower APR? 

[AeroKrix]

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@ficoguy2013 wrote:

LMAO... 

Sorry, I thought I had content here.

I am reaching my 1 year with cashRewards (May 12)

After reaching that marker, what happens? Do I get an auto increase and lower APR? 

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Now would be the time to request a CLI via online. Most of us received our SP from navy on 4/28. Always ask for the max $25k when requesting a CLI. If it comes back either approved or a counter, that means the CLI was a SP. if it comes back 2-3 day review, that means a HP will happen, and the results can be approve/counter or denied. If you don't want to take the HP, send a Secured message via online requesting that they cancel your request for the CLI. The request will be removed and no HP. Good luck to you

[Creditaddict]

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@AeroKrix wrote:

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@ficoguy2013 wrote:

LMAO... 

Sorry, I thought I had content here.

I am reaching my 1 year with cashRewards (May 12)

After reaching that marker, what happens? Do I get an auto increase and lower APR? 

---

Now would be the time to request a CLI via online. Most of us received our SP from navy on 4/28. Always ask for the max $25k when requesting a CLI. If it comes back either approved or a counter, that means the CLI was a SP. if it comes back 2-3 day review, that means a HP will happen, and the results can be approve/counter or denied. If you don't want to take the HP, send a Secured message via online requesting that they cancel your request for the CLI. The request will be removed and no HP. Good luck to you

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yes ask for CLI now for the $25k, if it approves instantly with counter, then go in and ask for the same $25k on your 2nd card and more than likely it will counter the same.

After 1 year mark, you can call in and ask for APR reduction, they click a button and tell you in about 2 seconds if they can and what it is... set your clock, you can ask every 12 months on any account.

[joedtx]

I agree with the CA 

[ficoguy2013]

I was denied my CLI

However, it shows to prove why they approved my LOC of 15k last week.