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Navy Fed

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Shawndoe79
Established Contributor
‎10-15-2016 07:30 PM
‎10-15-2016 07:30 PM

Navy Fed

Apped for CLI, 24 hr review, its been 2 days, im assuming a denial.  Done with navy for at least a year.  Anyway, anybody else november payment says 0?  I know Navy will reward you for making a big payment by skipping a month of payments but I have only made the minimum payments since this card has been it the sock drawer due to small limit.

Current Scores EQ 689| EX 688| TU 679
Comenity 57.5k| Navy Fed 52.5k| Capital One 32.3k| Synchrony 23k| BBVA Compass 5.5k| First Commerce 4k| Barclays 1.9k|
GARDENING UNTIL APPING....
Message 1 of 9
8 REPLIES 8
Aduke1122
Senior Contributor
‎10-16-2016 10:04 AM
‎10-16-2016 10:04 AM

Re: Navy Fed

Mine always says zero payment due , but I always make big payments . My fiancé done a CLI last week and it went to a 24 hr review that turned into 3 days with no response only for him to send them a message asking the decision for it to be denied 😕 just can't figure out this CU.
Message 2 of 9
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Shawndoe79
Established Contributor
‎10-16-2016 12:22 PM
‎10-16-2016 12:22 PM

Re: Navy Fed

i never make huge payments, just the minimum 20-30 month.  Maybe its a system glitch, I shall wait and see.

Current Scores EQ 689| EX 688| TU 679
Comenity 57.5k| Navy Fed 52.5k| Capital One 32.3k| Synchrony 23k| BBVA Compass 5.5k| First Commerce 4k| Barclays 1.9k|
GARDENING UNTIL APPING....
Message 3 of 9
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morgacj2004
Valued Contributor
‎10-16-2016 08:32 PM
‎10-16-2016 08:32 PM

Re: Navy Fed

Charge a lot and pay in full. I went from 5k to 17.5 k in less than 60 days. 


AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 4 of 9
Anonymous
Not applicable
‎10-16-2016 09:08 PM
‎10-16-2016 09:08 PM

Re: Navy Fed

@morgacj2004 wrote:

Charge a lot and pay in full. I went from 5k to 17.5 k in less than 60 days. 

+1 Morgacj has been very successful in rebuilding. There are posters who haven't filed BK whose profile is not as good as his. I would follow this advice ☺️

Message 5 of 9
morgacj2004
Valued Contributor
‎10-16-2016 09:31 PM
‎10-16-2016 09:31 PM

Re: Navy Fed

Thanks for the complement Justagirl! If I was a girl I would be blushing 


AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 6 of 9
Anonymous
Not applicable
‎10-16-2016 10:10 PM
‎10-16-2016 10:10 PM

Re: Navy Fed

☺️Guys can blush too☺️

Message 7 of 9
morgacj2004
Valued Contributor
‎10-17-2016 12:19 PM
‎10-17-2016 12:19 PM

Re: Navy Fed

Ok I will remember that 😊

AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 8 of 9
grillandwinemaster
Valued Contributor
‎10-19-2016 07:06 AM
‎10-19-2016 07:06 AM

Re: Navy Fed

Hey you two, stop flirting! Lol j/k

Thanks for the info. I'm reading everything I can on Navy. 

Thanks again. 


Current Scores 3/2016 Equifax 676 Transunion 697 Experian 648 Goal Scores: 720's accross the board. Gardening Goal: 3/2017
Message 9 of 9
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