Well this will complete my Banking Trifecta --> USAA, PenFed, Navy Federal, and DCU.....BWUAHAHAHAHAHA <Sinister Villain Laugh> 
The bank manager at my local NFCU said since the debt is so old and so low and my scores are so high she said <In her TI voice (You get whatever you want)> I was like SAY WHAT!!!! So next week I will get either a money order or cashier's check and mail it back overnight to NFCU. The only drawback is that I couldn't pay it back in my local branch and the bank manager agreed with me since that is a dumb stoopid policy they have 
I will keep yous guys posted...WISH ME LUCK!!!!!
HAPPY 4TH OF JULY EVERYONE!!!!!
