Need Advice: First App Spree in 7 years

[Anonymous]

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@SouthJamaica wrote:

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@JellyBellyGirl wrote:

OKay all my baddies are finally gone, I have a couple of secured cards and one old JC Penny that is almost 20 years old still reporting showing never late. I also have an amazon store card. My scores are: Exp 705, TU 689 and Ex 685

I have only one inquiry showing.

My goal is to get the highest credit limits I can. I would like to shoot for 5 new accounts and then let them marinate for a couple years. I wish I could qualify for the Navy card but I just cant.

I cant do Cap One because they were one of my older baddies and I think Im probably still in the system. 

I had an Amex charge off 25 years ago and I heard Amex NEVER forgets either.

So any advice based on this criteria?

Thanks!

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You're wrong about both Cap One and Amex, but I wouldn't apply for Amex for other reasons.... basically I'm unhappy with their customer service, lack of credit limit increases, etc

Your best bet for a large credit limit is the Cap One Venture, but your scores are possibly marginal for it.

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Nope plenty of people in the 650-670 range have been getting 15k+ lately. If she is pre-approved, depending on income she will get a large SL

[Anonymous]

Not always a huge sl. My scores were 709 715 694 with a 46,000 income and only got 5,000

[OmarGB9]

^Kay if you had waited until after your judgement fell off to apply, I'm pretty sure you would've gotten at least $10k.

[Anonymous]

😁 probably correct.

[Anonymous]

I think income has a big to do about it. My wife was just approved for 20k last week with 630's. She put our combined income of 115k down.
She had quite a few negatives on her reports as well including a cap one.