Yes Charp150,
That's a Great Data type point I was looking for... I mean a $1-2k SL is nearly silly and useless, To Just Get back into their Good graces.. I mean I really "Don't need it", (their card) just IMO YES my screw up nearly 30 years ago, was My fault, and "THEIR" Cost of doing business with a basically a child In my case at the time...
So Thank You for that... 
and hmmm... What to do...
Sort of a Important Update here... I just now called AmeX Normal 1-800 number New Credit Dept, to ask ALOT of questions of my situation. Apparantly Amex have VERY GOOD HARD DRives, and a memory like an Elephant... after 45 minutes talking with the gal and explaining my situation, she called another Section/department of Amex to the Aka Collections Dept. Of Amex, AND they FOUND, And STILL see my account there... I mean it's NOT A collection Agency, But the AKA Amex collection/default Department... Phone # 800-700-7619 9a 9p Eastern time their open, and she's NOT that dept But she said they said they "STILL SEE" my account in that Dept, nearly 30 years later !!!! And they asked her to ask ME, would I "Like" to pay that off... She couldn't give me a amount, I would have to call that Department and see, and confirm, it's really me etc etc etc... A 3-4k balance from back then 1989-1990, I'm sure it should/would be $30k+ maybe with interest/penalties and etc.... I may call 2nite to look into more info n see... Look back for further developments here... Hmmm Very Interesting for sure.... My Post is true how it works, Play by Play... Stay tuned....
I would apply for the Gold or Green Charge card to get in the door, and if u get approved for one of those, turn around and apply for the Delta Gold 60,000 miles SUB. They use 1 hard pull for 2 approvals.
I got back in with a Green Card in 2015 - 3 years later I have had Platinum and Delta Gold, and still have a PRG, Hilton Aspire, Delta Reserve and my newest SPG Luxury.
Once you prove to them, they grow with you again quick.
I got back in with a Green Card in 2015 - 3 years later I have had Platinum and Delta Gold, and still have a PRG, Hilton Aspire, Delta Reserve and my newest SPG Luxury.
Once you prove to them, they grow with you again quick.
@Anonymous wrote:Sort of a Important Update here... I just now called AmeX Normal 1-800 number New Credit Dept, to ask ALOT of questions of my situation. Apparantly Amex have VERY GOOD HARD DRives, and a memory like an Elephant... after 45 minutes talking with the gal and explaining my situation, she called another Section/department of Amex to the Aka Collections Dept. Of Amex, AND they FOUND, And STILL see my account there... I mean it's NOT A collection Agency, But the AKA Amex collection/default Department... Phone # 800-700-7619 9a 9p Eastern time their open, and she's NOT that dept But she said they said they "STILL SEE" my account in that Dept, nearly 30 years later !!!! And they asked her to ask ME, would I "Like" to pay that off... She couldn't give me a amount, I would have to call that Department and see, and confirm, it's really me etc etc etc... A 3-4k balance from back then 1989-1990, I'm sure it should/would be $30k+ maybe with interest/penalties and etc.... I may call 2nite to look into more info n see... Look back for further developments here... Hmmm Very Interesting for sure.... My Post is true how it works, Play by Play... Stay tuned....
Uh Oh.. You poked the bear..
I've never heard of such an old debt coming back to life like that. Yikes..
I think I would've just app'd and not mentioned it..
@Anonymous wrote:Sort of a Important Update here... I just now called AmeX Normal 1-800 number New Credit Dept, to ask ALOT of questions of my situation. Apparantly Amex have VERY GOOD HARD DRives, and a memory like an Elephant... after 45 minutes talking with the gal and explaining my situation, she called another Section/department of Amex to the Aka Collections Dept. Of Amex, AND they FOUND, And STILL see my account there... I mean it's NOT A collection Agency, But the AKA Amex collection/default Department... Phone # 800-700-7619 9a 9p Eastern time their open, and she's NOT that dept But she said they said they "STILL SEE" my account in that Dept, nearly 30 years later !!!! And they asked her to ask ME, would I "Like" to pay that off... She couldn't give me a amount, I would have to call that Department and see, and confirm, it's really me etc etc etc... A 3-4k balance from back then 1989-1990, I'm sure it should/would be $30k+ maybe with interest/penalties and etc.... I may call 2nite to look into more info n see... Look back for further developments here... Hmmm Very Interesting for sure.... My Post is true how it works, Play by Play... Stay tuned....
That is not surprising but interesting that they're willing to accept a payment. Maybe they won't ask for interest given the fact that it is out of SOL.
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(+151)Peekaboo-Icu,
Yes I think you may be right... Now the next day and thinking back on it, I think so... I will wait a few days and see If I get any correspondence from them. I did reluctantly gave her my SS# to look me up to see if she saw something, and that's what I got... Obviously my home address is in my report even on a soft pull. I think I should have just apped and NOT called them, And Poked the Bear. Usually I practice on all kind of things, to just "Let sleeping Dogs" sleep... This may have backfired on me... Will see, I will give it a week or two, and see If I get any mail from them about it. Yes SOL is looong gone. So I'm thinkin the only way for them to collect, is if they let me back in, and collected somehow via the new card... So hmmm.... I'm confused on what to do at the moment with them... hmmm... 
