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Need a little help

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Breakthecycle2
Established Contributor

Need a little help

I applied for a Cap One product and got an email saying they needed clarification on an alert placed on my credit file. I called them and they told me I have fraud alerts and the phone number associated with it, is not valid. I called all the bureau's and they told me either I don't have the alert plaed or the phone number is my current one. Any recommendations on what I should do?


Starting Score: 454
Current Score: 690
Goal Score: 750


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4 REPLIES 4
sid33
Regular Contributor

Re: Need a little help

I would pull the 3B and see what's reporting, just to be sure.

Message 2 of 5
Breakthecycle2
Established Contributor

Re: Need a little help

I did. It shows my phone number and I dont see any alerts.


Starting Score: 454
Current Score: 690
Goal Score: 750


Take the FICO Fitness Challenge
Message 3 of 5
GFer
Valued Contributor

Re: Need a little help

Does 3B report alerts?  I would try www.annualcreditreport.com.



EQ 817, EX 815, TU 813 (Updated 1/5/18: TU 843

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Breakthecycle2
Established Contributor

Re: Need a little help

Just did. What do I look for?


Starting Score: 454
Current Score: 690
Goal Score: 750


Take the FICO Fitness Challenge
Message 5 of 5
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