Neiman Marcus Denied

Kpowek1 · ‎01-22-2016

Well guys Neiman Marcus denied me for a credit card and I have a capital one credit card -they just increased my limit by 500

I had a good run last 2 1/2 wks

Pottery Barn 4k

zgallerie 7k

restoration Hardware 9k

NavCheck CLOC 15k

Navy Go Rewards 3300

William Sonoma 3k

New Car Loan Navy- Mercedes

Why ! The denial I love HORCHOW! I want that card !

Suggestions?

Skye12329 · ‎01-22-2016

I think its time to garden then try later.

BK7 - 2/21
Cap1 QS - 2k (4/21) - Closed
Mission Lane - 4k (11/21) - Closed
Venmo - 900 (11/21) - Closed
SavorOne - 2700 (12/21)
VentureOne - 2000 (7/22) - Closed
CareCredit - 15000 (6/23)
Sam's Club - 5000 (7/23)
Venture - 5500 (8/24)
HELOC - 33000 (7/23)
Venture X - 15000 (11/24)
WF Reflect - 5000 (6/25)
Costco - 6800 (8/25)

Anonymous · ‎01-22-2016

@Skye12329 wrote:
I think its time to garden then try later.

+1 Come garden with us. Let those new accounts age and grow...

Anonymous · ‎01-22-2016

You have had a good run. Give it some time and try again. We can't always have what we want you know. The credit game is all about strategy.

Anonymous · ‎01-22-2016

Horchow is indeed very nice, but with that number of recently acquired cards, I agree with others here that it is time to garden, probably for a year. Keep a good utilization and payment history on your cards for a year, and try Neiman Marcus again at that time.

Anonymous · ‎01-22-2016

@Kpowek1 wrote:
Well guys Neiman Marcus denied me for a credit card and I have a capital one credit card -they just increased my limit by 500

I had a good run last 2 1/2 wks

Pottery Barn 4k
zgallerie 7k
restoration Hardware 9k
NavCheck CLOC 15k
Navy Go Rewards 3300
William Sonoma 3k
New Car Loan Navy- Mercedes

Why ! The denial I love HORCHOW! I want that card !
Suggestions?

Kpowek1. Sorry to hear about the decline with Neiman. I apped mid July in store while making a purchase and was approved. I was heavily rebuilding during that time and had opened 16 accounts between June and July, btw I wouldn't recommend doing that, lol. With that said having opened as many accounts as I did, it didn't prevent me from an approval with Neiman. I recall that they pulled EQ and my fico score at the time was 671 ( had to go and check my score back then). Check your scores because that plays a major role. You did have a fantastic run, enjoy! And yes, I love Horchow, I bought a beautiful hand painted chess years ago it is as beautiful as the day I bought it.