cancel
Showing results for 
Search instead for 
Did you mean: 

New Amex Application Process

tag
jcooks
Established Contributor

New Amex Application Process

Amex seems to change how the application process works.  It was very difficult for me to actually find it, I had to use a browser that I don't normally use, use incognito mode, clear data/clear cache (since I've browsed Amex website before on this browser), and not log in.  I wonder if they will show APR and credit limit before accepting.

amex.PNG

Message 1 of 6
5 REPLIES 5
jcooks
Established Contributor

Re: New Amex Application Process

Sorry mods if this should have been in Credit Cards channel instead of Applications. 

Message 2 of 6
AverageJoesCredit
Legendary Contributor

Re: New Amex Application Process


@jcooks wrote:

Amex seems to change how the application process works.  It was very difficult for me to actually find it, I had to use a browser that I don't normally use, use incognito mode, clear data/clear cache (since I've browsed Amex website before on this browser), and not log in.  I wonder if they will show APR and credit limit before accepting.

amex.PNG


For something that is new that's alot of work just to find it,)

Message 3 of 6
jcooks
Established Contributor

Re: New Amex Application Process


@AverageJoesCredit wrote:

@jcooks wrote:

Amex seems to change how the application process works.  It was very difficult for me to actually find it, I had to use a browser that I don't normally use, use incognito mode, clear data/clear cache (since I've browsed Amex website before on this browser), and not log in.  I wonder if they will show APR and credit limit before accepting.

amex.PNG


For something that is new that's alot of work just to find it,)


I think it was meant for those first stepping into Amex's door.  I'm almost at the bedroom door at this point.

Message 4 of 6
JM427
Contributor

Re: New Amex Application Process

I utilized this new portal a couple days ago to get my first AMEX card, it did not show me the SL and APR until after I accepted the card and took the hard inquiry, but it does allow those like me that were marginal to find out if we could be approved before taking a hard inquiry.  As a side note, I have been checking the pre-qual site every couple weeks for AMEX and was never prequalified for any cards, (Including five minutes before applying with the new portal).  

 

FICO8 Scores as of 2020 JULY 14:



FICO 8 Scores as of 2022 JULY 3:


FICO 9 Scores as of 2022 JULY 3:
Message 5 of 6
Chazzay12
Frequent Contributor

Re: New Amex Application Process

That's so good to know!! I'm working towards the Amex BCP - do you think this will stay as their normal application process now?

Discover It (Student) $1500 | Capital One QS $2300 | Amex BCE $4800 | Chase FU $3200 | Amex Green NPSL | CSP $4200 | Discover it $3000
Car loan w/ Langley 3.5%
Homeowner since April 2023

Starting Score: 580s
Current Score as of May 2024: EX 668, TU 671, EQ 646
Goal Score: 700+, working on paying high utl cc debt


Take the myFICO Fitness Challenge
Message 6 of 6
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.