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Hey Team ,
I have made huge success on the information I have gathered here. I have't apped and in a while and wanted to add some new cards to before I go back to the garden.
Any suggestions ?
Thank you.
Edit ....
I use my cards mostly for travel, hotel and dinning. I would like to acquire premium cards/ higher SL ones that I can keep for the long haul.
Current FICO 8 Scores as of 01/14/17: TU: 747 - EQ: 712 - EX: 742 Cards: PRG , Amex BCP 18K, CSP 5K, Venture 8K, Discover IT 11.2K, Citi Thankyou 10k.
@Anonymous wrote:Hey Team ,
I have making huge success on the information I have gathered here. I have't apped and in a while and wanted to add some new cards to before I go back to the garden.
Any suggestions ?
Thank you.
Current FICO 8 Scores as of 01/14/17: TU: 747 - EQ: 712 - EX: 742 Cards: PRG , Amex BCP 18K, CSP 5K, Venture 8K, Discover IT 11.2K, Citi Thankyou 10k.
Far too many cards to give you an adequate answer. What are you looking for in a new card? Travel, cash back? What do you use credit cards that you have now for? Do you have specific need for a new card? If you provide this type of info people that reply can give qualified responses instead of just listings tons of cards that you may have no use for.
Thanks. I will edit to reflect my needs .
@Anonymous wrote:Thanks. I will edit to reflect my needs .
Based on what you included in your edit, I would suggest that take a close look at the Chase Sapphire Reserve which gives 3X points for the categories you listed. If you elect to apply for that card, do it in a Chase branch if you have one available as the online application is now only for 50K Chase UR points after meeting the spend requirement while in branch still will have the 100K bonus thru mid March.
If you end up getting the CSR then I would convert your existing CSP to either the Freedom or Freedom Unlimited which will increase your UR earning ability. You don't need both the CSR and CSP as the CSR is a superior product now.