redle wrote:Just wanted to update that they pushed back the changes to the 13th of August instead of the 1st. I wouldn't want to be a liar!
As posted by Redle a while back (thank you for this) the Best Buy Credit Card system has been revamped. The rewards are 5% back in rewards or 12 mos of 0% interest on $399 & up purchases (although 6 months for some things), 18 months on $599 & up, and 24 months on $799 & up. The intro gives you 10% rewards on your first purchase.
Also, instead of applying and waiting to see which of the 2 cards as you used to, you can now apply and pick whichever card you want (assuming you qualify, I'm assuming {lots of assumptions}).
This rewards system is supplimented with their own store (non-credit) card and if you are an Elite Plus member ($3,500* spend annually at BB) you will get 6% extra rewards.
OUTSIDE BEST BUY | |||
2% BACK IN REWARDS Dining out & grocery purchases³ |  | ||
Limited time only, through January 2016 2% BACK IN REWARDS on gas purchases3 | | ||
1% BACK IN REWARDS Everyday purchases4 |
So...who is now considering getting a BB card? Do you like the changes (Visa by Citi now)? Would you pick 5% rewards or 12 months of no interest? I would like both but obviously we can't have it all, am I right?
Must garden until 2/1/2022 to hit my goal AAOA. 
@CreditCuriousity wrote:Not bad card IMO... 5% off best buy or 0% financing and 2% on food and what not and 1% on all else.. Not bad at all from what I can see, unless I am missing something??
I must admit, it's more confusing once you open up the Terms...there is a MC and Visa Platinum version and a MC and Visa Gold version...it doesn't clearly indicate whether you will have the AF or not (I guess you find out once you apply and choose??) Can somebody apply and screenshot the page for us? Lol...
I like the 5 months of 2% gas but anyone with Chase Freedom or Discover right now wouldn't dare put gas on anything but those. 
@SecretAzure wrote:
@CreditCuriousity wrote:Not bad card IMO... 5% off best buy or 0% financing and 2% on food and what not and 1% on all else.. Not bad at all from what I can see, unless I am missing something??
I must admit, it's more confusing once you open up the Terms...there is a MC and Visa Platinum version and a MC and Visa Gold version...it doesn't clearly indicate whether you will have the AF or not (I guess you find out once you apply and choose??) Can somebody apply and screenshot the page for us? Lol...
I like the 5 months of 2% gas but anyone with Chase Freedom or Discover right now wouldn't dare put gas on anything but those.
There won't be the MC version after this month. They will change into Visa.
http://www.mybestbuyvisacard.com/FAQs.html
@CreditCuriousity wrote:Also didn't see 2% on dining/grocery that you spoke of
It's on the front page of the advertisement. Weird if it isn't on the terms.
I'm wondering if my Chase Freedom 3% at best buy+Store Points (I'm an Elite member {not plus}) which is 1.1 reward points per dollar spent and 3% cashback from Chase would equal 4.1% back...wouldn't it? It would take a while to get the BB rewards to kick in but not so bad.
@CreditCuriousity wrote:Also didn't see 2% on dining/grocery that you spoke of
@SecretAzure wrote:
@CreditCuriousity wrote:Also didn't see 2% on dining/grocery that you spoke of
It's on the front page of the advertisement. Weird if it isn't on the terms.
I'm wondering if my Chase Freedom 3% at best buy+Store Points (I'm an Elite member {not plus}) which is 1.1 reward points per dollar spent and 3% cashback from Chase would equal 4.1% back...wouldn't it? It would take a while to get the BB rewards to kick in but not so bad.
Correction: 1% extra for 2% total through Chase Rewards. 3.1% back then?
Also, thanks Ron for all the pics!