New Synchrony "Stash Hotel Reward" Visa Signature Card

[ddemari]

Do u know who they pulled yet ?

[ddemari]

Congrats btw!

[ddemari]

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@12njoy wrote:

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@ddemari wrote:

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@12njoy wrote:

ARRRRRR just called US based credit solutions to ask if there is a max credit for each customer.  Was told no but I'm pretty sure there is

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I feel like if that is 100 percent truth. the denial letter would let u know and give you an option to lower the limit on another card? but that would be like dealing with logic plus synch bank and that doesnt work usually. 

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spoke with UW and they said on manual review, 100k is limit but if sytem processes application automatically, you possibly could go beyond 100k

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how often does a synch card go onto manual review? if the red flag is max exposure is not a application trigger, then its a 50/50 lol 

[12njoy]

WTH, I'm going to apply and see what happens

[12njoy]

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@ddemari wrote:

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@12njoy wrote:

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@ddemari wrote:

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@12njoy wrote:

ARRRRRR just called US based credit solutions to ask if there is a max credit for each customer.  Was told no but I'm pretty sure there is

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I feel like if that is 100 percent truth. the denial letter would let u know and give you an option to lower the limit on another card? but that would be like dealing with logic plus synch bank and that doesnt work usually. 

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spoke with UW and they said on manual review, 100k is limit but if sytem processes application automatically, you possibly could go beyond 100k

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how often does a synch card go onto manual review? if the red flag is max exposure is not a application trigger, then its a 50/50 lol 

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From what I've read on the boards, there are some who have went over 100k but it's not by a lot.  The vast majority I think are at or under 100k

[12njoy]

I also thought with Synchrony, you were either approved or denied

[ddemari]

good luck! report back obviously! 

[12njoy]

When I applied for a second ebates card, it denied me and didn't pull a report

[ddemari]

i agree approved/ denied except for the time i applied for bp visa. they had to call me 4 days later to finish application, although im sure that was just instant based on computer info. 

[ddemari]

each time i have applied for a second synch bank card where either 1 i closed the card within a year and was ineligible or 2, already had a version of the card, they always let me take the HP instantly on TU.