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New card vs CL increase

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Anonymous
Not applicable

New card vs CL increase

Does it seem easier to obtain a new card vs recieving a cl increase?

Message 1 of 3
2 REPLIES 2
Slabenstein
Valued Contributor

Re: New card vs CL increase


@Anonymous wrote:

Does it seem easier to obtain a new card vs recieving a cl increase?


It would depend greatly on what your profile is like, who your issuers are, and how you use your cards.


Message 2 of 3
babygirl1256
Senior Contributor

Re: New card vs CL increase

@Anonymous I first consider if the CLI is a soft pull (SP) or a hard pull (HP) . . . if I can obtain a CLI with a SP, then I'll go for that first.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 3 of 3
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