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Next NFCU AR ?

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Anonymous
Not applicable

Next NFCU AR ?

Waiting to do a CLI. My statement just cut. My account is 100 days old. Anyone know when the next AR is?

Message 1 of 21
20 REPLIES 20
TXinandout
Frequent Contributor

Re: Next NFCU AR ?

First week of March.
BK Discharged 06/02/2016 SCORES AROUND 475

Current scores:
EXP-667
EQ-654
TU-653
Message 2 of 21
Anonymous
Not applicable

Re: Next NFCU AR ?

Thanks. Do they pull the same credit bureau they used when they issued the card. They pulled Transunion the first time.. will they do the AR there?

Message 3 of 21
Scupra
Super Contributor

Re: Next NFCU AR ?

http://ficoforums.myfico.com/t5/Credit-Card-Applications/Official-NFCU-CLI-Guide/td-p/2101185

Check this thread out if you haven't. There is some amazing info and probably the answer to all of your questions in there haha!
Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 4 of 21
Anonymous
Not applicable

Re: Next NFCU AR ?

Pulled the trigger!  cli from $2,700 to $25,000

Message 5 of 21
TXinandout
Frequent Contributor

Re: Next NFCU AR ?

Holy smokes, congratulations!!!
BK Discharged 06/02/2016 SCORES AROUND 475

Current scores:
EXP-667
EQ-654
TU-653
Message 6 of 21
Anonymous
Not applicable

Re: Next NFCU AR ?

Congrats on that!!


@Anonymous wrote:

Pulled the trigger!  cli from $2,700 to $25,000


 

Message 7 of 21
MauiMan85297
Valued Contributor

Re: Next NFCU AR ?

Not to crash a post but my Go Rewards will be 90 days old come Apr 6th but everyone says first week of March they do the AR.  My question is once I'm a week or 2 past 90 days (i'll have 3 statements cut-1 cut already) can I do a CLI or do I have to wait for another AR?



Message 8 of 21
UncleB
Credit Mentor

Re: Next NFCU AR ?


@gsully00 wrote:

Not to crash a post but my Go Rewards will be 90 days old come Apr 6th but everyone says first week of March they do the AR.  My question is once I'm a week or 2 past 90 days (i'll have 3 statements cut-1 cut already) can I do a CLI or do I have to wait for another AR?


There's not really a cut-and-dry answer to your question... if you'll take a look at the established thread for NFCU CLIs (found here: http://ficoforums.myfico.com/t5/Credit-Card-Applications/Navy-Federal-Thread-for-CLI-and-Additional-...) you'll probably be able to get a better idea of your chances.

 

Note that the NFCU CLI thread is rather large, but it's not necessary to read the entire thread.  Just skip forward to the last couple of months and you'll likely find what you are looking for.  If not you can post your question there for opinions.  Smiley Wink

Message 9 of 21
woodyman100
Valued Contributor

Re: Next NFCU AR ?


@UncleB wrote:

@gsully00 wrote:

Not to crash a post but my Go Rewards will be 90 days old come Apr 6th but everyone says first week of March they do the AR.  My question is once I'm a week or 2 past 90 days (i'll have 3 statements cut-1 cut already) can I do a CLI or do I have to wait for another AR?


There's not really a cut-and-dry answer to your question... if you'll take a look at the established thread for NFCU CLIs (found here: http://ficoforums.myfico.com/t5/Credit-Card-Applications/Navy-Federal-Thread-for-CLI-and-Additional-...) you'll probably be able to get a better idea of your chances.

 

Note that the NFCU CLI thread is rather large, but it's not necessary to read the entire thread.  Just skip forward to the last couple of months and you'll likely find what you are looking for.  If not you can post your question there for opinions.  Smiley Wink


If I were you I would wait until the May AR for a decent chance at a SP. only a couple of weeks more

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Message 10 of 21
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