Nfcu cc invite with promo code?

[avggoal700]

Did a search, sorry if missed.

Got a email from Nfcu inviting to apply for cc and use a promo code provided.   Are those a "lock"?  I already have a cc and loc with them and thought I was at the max limit.  No Cc offer online under offers. Thx.  

[Aduke1122]

I have heard of tons of ppl on here getting those offers in the last week or two , I dont think it's a true pre approved offer .

[Gmood1]

I recieved an invitation to apply for a Go rewards card last night from Navy Fed. It does have a promo code as well. The GF recieved a similar email and was approved with the lowest rate and a nice SL.

[AverageJoesCredit]

I believe one member, may be along shortly with reply, was denied a cc by app, then like a week or month later received one said what the hey and wss approved for 5k so i guess it all depends. I know its not unheard of for people to get mailers even after they already got their cc, Discover is perfect example with their mailers

[Shawndoe79]

well i received one and was flat out denied

[fltireguy]

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@AverageJoesCredit wrote:
I believe one member, may be along shortly with reply, was denied a cc by app, then like a week or month later received one said what the hey and wss approved for 5k so i guess it all depends. I know its not unheard of for people to get mailers even after they already got their cc, Discover is perfect example with their mailers

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AverageJoes, that was me..... I'm still trying to figure that one out...!!!  I got the mailer 6 days after the initial denial. then approval for the same card when I used the offer code

[AverageJoesCredit]

Ahh, sorry Fltireguy!, i knew it sounded familiar haha! Doesnt that just you nuts when they deny you and then soon after approve?;( Or when they approve you for something despite negs on report but then wont increase or approve other things. It can be maddening at times but i guess thats credit for you

[fltireguy]

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@AverageJoesCredit wrote:
Ahh, sorry Fltireguy!, i knew it sounded familiar haha! Doesnt that just you nuts when they deny you and then soon after approve?;( Or when they approve you for something despite negs on report but then wont increase or approve other things. It can be maddening at times but i guess thats credit for you

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Hey, I'm happy. They might have denied the CashRewards initially, but, in the end, it was approved... I like NFCU   $5k Visa Signature, $15k CLOC, and a great refi deal on my car... I couldn't ask for more!

[AverageJoesCredit]

+100 and now that you are in, some history to build and that puppy will be off to the races

[avggoal700]

Now they just emailed me to apply for a personal loan. What's wrong with these people, I'm gardening lol.