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Nfcu denial

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gjean78
Regular Contributor

Re: Nfcu denial

it's never a good thing to max out your card. lenders gonna see you as a risky borrower. they see u as someone who financial hurting at the moment.


Message 11 of 14
aesl1982
Regular Contributor

Re: Nfcu denial

Sounds good we will enter the garden, the other two cards that are maxed, one is paid off to $5 bucks but I missed report date by a day. And other will be paid down to $5 this week. It’s reports on the 27th. So in October I should see another jump to help scores flirt with the 700 mark i hope.
Discover it miles 9/19 Sl 5000 | Care Credit 9/19 SL 3500 | Cap 1 QS 4/14 AU 500 | Cap 1 QS1 4/14 AU 600 | NFCU Secured 8/19 200 | NFCU CLOC 9/19 500 | NFCU auto 10/19 6.29 66k | NFCU Auto 4.9% 37k
Experian- 702
Equifax- 676
Transunion- 611
Util- 9%
Message 12 of 14
aesl1982
Regular Contributor

Re: Nfcu denial

What about biz credit cards. Do they look st personal profile as well as far as util and inquires
Discover it miles 9/19 Sl 5000 | Care Credit 9/19 SL 3500 | Cap 1 QS 4/14 AU 500 | Cap 1 QS1 4/14 AU 600 | NFCU Secured 8/19 200 | NFCU CLOC 9/19 500 | NFCU auto 10/19 6.29 66k | NFCU Auto 4.9% 37k
Experian- 702
Equifax- 676
Transunion- 611
Util- 9%
Message 13 of 14
FinStar
Moderator Emeritus

Re: Nfcu denial


@aesl1982 wrote:
What about biz credit cards. Do they look st personal profile as well as far as util and inquires

Yep, most of them do unless you don't PG, depending on your business structure. 

Message 14 of 14
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