Nordstrom Visa Signature - Can now apply online

[Nurse_J]

I was browsing through the nordstrom credit card page and it says that we can now apply for the visa signature online. Has anyone done this yet? I heard the chances of getting approved is better in person.

[stagefoursurvivor]

I'm baffled why an in-person app is more likely to be approved since no one in the stores have any input on decisioning?

[Anonymous]

GL

[stagefoursurvivor]

For those that carry a balance, the APR is 4% higher for non-Nordstrom purchases and I don't recall which version of Ex they use or, if it's their own variant.

[Callandra]

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@stagefoursurvivor wrote:

I'm baffled why an in-person app is more likely to be approved since no one in the stores have any input on decisioning?

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It's easier to get an in-store approval due to verification. It seems like Nordstrom is picky and it's a bit harder to get an online instant approval.

[tonyjones]

I wonder what CRA they pull.

[Nurse_J]

They pull experian according to the site creditpull

[B335is]

They triple pulled me in January in store and put me through verification. The cashier entered my address wrong, but if the online option had been available to me then I would have just gone that route then going into the store to apply.

[stagefoursurvivor]

Anyone know which Ex version they pull?

I looked at the online app after signing in to my store account, it looks like an abbreviated app BUT, it appears to be a generic app for store/Visa card? Seems odd if you already have a store card

[fedxboy]

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@Nurse_J wrote:

I was browsing through the nordstrom credit card page and it says that we can now apply for the visa signature online. Has anyone done this yet? I heard the chances of getting approved is better in person.

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@Anonymous DARE THEY!!   I just app'd for this card 4/16/15 online, since I was too lazy to drive to their closest store for the VISA.  I realize they only offered the store card via the online application at the time, but only 3 weeks later and now you can app online for either.       I got instantly approved for the store card $1500 @ 14.9.  It was a HP on EX.

Oh yeah.....and don't forget -- ****

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