I have the BCE, and I keep getting an offer to upgrade it.
Was thinking about getting the BCP outright without the upgrade.
When I clicked submit, I got the following preliminary message:
Was wondering if anyone ever got one of these before?
Needless to say I didn't continue. Even though the app SHOULD be an SP if I continued, the way things are going with me lately, I didn't want to risk it. 
@kdm31091 wrote:Yes, it's a common Amex message - the dreaded "popup". It means you will not get the bonus offer. Obviously you should not submit the app unless you are ok with forfeiting the bonus.
Let time pass, don't close any Amex cards, put spend on existing ones, etc... they do not like to see sockdrawering or frequent downgrading or closing cards (or even doing those at all within a year of opening the card). If you follow these guidelines the popup is likely to disappear (of course, never guaranteed).
I would also consider just holding out for an upgrade offer to the BCP. Why hold both BCE and BCP? You may as well get an upgrade bonus instead when it comes along -- saves you the new account and stops you from having redundant accounts.
As far as SP - rule of thumb when applying for credit you should be prepared for a HP. A SP is never a guarantee. Applying for credit means the issuer has the right to HP you, so just be aware.
Right now I have the upgrade offer for the BCE to BCP but its only $150. I have read everywhere to wait, the offer will get better, but it never has, been getting this same offer for over a month now. So I started thinking about trying for it anyway, but I got this message, and thats all she rode.
@M_Smart007 wrote:@Wavester64, It say's on the dreaded pop up that. "You are not eligible to receive the offer"
If you accept that, you will not get the $150 ..unless I am missing something?
I re-read my message and it does sound confusing lol. I get that pop up message if I try for the BCP outright, not the upgrade. I have the upgrade sitting there for the taking ($150) but I was shooting for the card without the upgrade to try for the $300 and that's when I get the dreaded pop up. Has me thinking now maybe if did do the upgrade that I might still get the pop up.
You'll get the pop up with the upgrade too because it's attached to the card, not how you apply.
I believe the offers change every 3-6 months depending on type.
Did you close a card early, or do a bunch of balance transfers? I wonder if you lost the sub on just this card, or if it's across multiple cards.
@Brian_Earl_Spilner wrote:You'll get the pop up with the upgrade too because it's attached to the card, not how you apply.
I believe the offers change every 3-6 months depending on type.
Did you close a card early, or do a bunch of balance transfers? I wonder if you lost the sub on just this card, or if it's across multiple cards.
I closed a card in the 90s (GOLD) but that is the only one I ever closed. I don't recall many balance transfers on my current BCE, maybe one or 2, but nothing extravagant. The BCE is less than 2-years old, maybe that's the issue? I did take advantage of the 0% APR and put a lot of spend on it, but I paid a lot of it every month since and its been 0-balance for over a month now prior to APR offer expiration.
@M_Smart007 wrote:
@Wavester64 wrote:
@M_Smart007 wrote:@Wavester64, It say's on the dreaded pop up that. "You are not eligible to receive the offer"
If you accept that, you will not get the $150 ..unless I am missing something?
I re-read my message and it does sound confusing lol. I get that pop up message if I try for the BCP outright, not the upgrade. I have the upgrade sitting there for the taking ($150) but I was shooting for the card without the upgrade to try for the $300 and that's when I get the dreaded pop up. Has me thinking now maybe if did do the upgrade that I might still get the pop up.
Ok ...Makes more sense now. You can try for the upgrade and always back out if you are not comfortable with it.
Someone who put's a lot of grocery/streaming spend on the BCP .. it makes sense.
Have you ever seen the upgrade offer any higher than $150? I might be just waiting for something that never comes.