My Capital One Walmart card is only a couple months old but I figured I'd try for a CLI just to see what happens, after all it's a soft pull. Here are the reasons the gave me. Keep in mind, I have never been late on this or any account as I PIF as soon as transactions post (with the exception of my business credit card) since filing BK in 2017.
· This Capital One account was recently past due (never!)
· Your Capital One account is too new (I can see that)
· You have the highest line of credit that our current policy allows (maybe for my scores, I understand a $2k limit)
· Credit bureau information is missing or unavailable (hmm 🤔)
I'm grateful for my CL, it's pretty good for a store card and on top of that it's the MC, but these are some bogus reasons! 😂
· This Capital One account was recently past due (never!)
· Your Capital One account is too new (I can see that)
· You have the highest line of credit that our current policy allows (maybe for my scores, I understand a $2k limit)
· Credit bureau information is missing or unavailable (hmm 🤔)
I'm grateful for my CL, it's pretty good for a store card and on top of that it's the MC, but these are some bogus reasons! 😂
odd.
double check your reports for lates.
GL!
No lates whatsoever. In fact, all three of my FICOs just went up.
That's what I'm thinking, and they just pulled the other two reasons out of the air lol