Official NFCU CLI Guide

[Creditaddict]

Apply again now

[Anonymous]

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@Creditaddict wrote:
Apply again now

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Only after 1 month? I thought I had to wait 6 months? I want to clear the denial letter but I cant get it off my report - it will fall off next year April I dont want get denial.

[Creditaddict]

725 TU is bonkers to be denied with navy!!

[peghede]

@ Creditaddict. So 23k sl its better to app for new cc then cli on first card  right? also hp on tu for new cc ( poop i have 63 inq)

[Creditaddict]

They don't much care about inq

[peghede]

thx m8 for quick reply. will think in next 5 min , i need 20k minimum  in new credit by tomorrow night.

[Anonymous]

"I need 20k in new credit by tomorrow night."

It might be time for you to call Vinny The Loan Shark if you need two stacks of high society in the next 24 hours.

[Anonymous]

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@Creditaddict wrote:
725 TU is bonkers to be denied with navy!!

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I know but my score on 8/4/16 I just looked up and was 691 and that was denied. If I apply now will they repull Transunion?

[Anonymous]

Yes, NFCU in 2016 pulls TU for any new credit card app and EQ for CLI requests and PLOC's.

[Anonymous]

haha I'm so chicken are they working tonight?