Orbitz Rewards 10 day message

grillandwinemaster · ‎11-14-2014

Just applied for the orbitz rewards credit card online through comenity. Received the old "further review, you will be notified by mail in Ten days" message. Sound like a "decline?" Any experience or thoughts on this?

Thanks!

Current Scores 3/2016 Equifax 676 Transunion 697 Experian 648 Goal Scores: 720's accross the board. Gardening Goal: 3/2017

ojefferyo · ‎11-14-2014

Call in and ask if it's any other info you need to provide.

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Anonymous · ‎11-14-2014

You can also try to create an account for that card. You can do it based on personal info

grillandwinemaster · ‎11-14-2014

Thank you both for your replies. I will do that

Also @ Irish 80, i noticed you have a Pay Pal Credit account. I was approved for a similar account, but i heard conflicting stories about them NOT reporting to the CRA's. What has been your experience?

Current Scores 3/2016 Equifax 676 Transunion 697 Experian 648 Goal Scores: 720's accross the board. Gardening Goal: 3/2017

Anonymous · ‎11-14-2014

@grillandwinemaster wrote:
Thank you both for your replies. I will do that
@Also @ Irish 80, i noticed you have a Pay Pal Credit account. I was approved for a similar account, but i heard conflicting stories about them NOT reporting to the CRA's. What has been your experience?

They don't report unless it's bad :-/

Anonymous · ‎11-14-2014

I got that too when I applied for mine. they will send you letter asking you to call'em for verification, you gotta answer some stuff that's on public record, answer all correctly and they'll approve you right away.

B335is · ‎11-14-2014

Don't waste your time calling in. There's absolutely nothing Comenity will do until that magical letter arrives and is in your hands!

FinStar · ‎11-14-2014

@B335is wrote:
Don't waste your time calling in. There's absolutely nothing Comenity will do until that magical letter arrives and is in your hands!

Exactly. The'll need the reference number from it. Also, worth noting, they do not reconsider a declined decision unless the decision was based on requiring additional verification. It's very, very rare when they overturn decisions.

Anonymous · ‎11-14-2014

Is Orbitz easy to get approved for? Should I apply now or wait til inquiries drop off? I have 30 and 9 are due to drop in January. The rest are old except for the 5 last month.

B335is · ‎11-14-2014

@Anonymous wrote:
Is Orbitz easy to get approved for? Should I apply now or wait til inquiries drop off? I have 30 and 9 are due to drop in January. The rest are old except for the 5 last month.

I think it is a little more difficult to get than other Comenity cards. I would wait for your scores to reach 680.