Overstock SCT denial?

[Anonymous]

Ya that's the kind of story I was reading on here before trying overstock SCT. Higher cart generally yielded higher SL. If there is a specific number for me to call for overstock/comenity now to resolve, please advise.

[padme]

a few years ago, at overstock, I put like $1k in cart and it gave me 2500 SL. at 6k now, won't go any higher now thru monthly CLIs.

[Anonymous]

Update

Received the letter from Comenity. It stated that they could not approve me because the name/address or ssn provided on the pre approval response was different from the information they used in the original pre approved offer.

I moved recently, but used the previous address to complete the offer. I wonder if it would be worth trying SCT again and use my new address.

[Anonymous]

My own data point will probably throw calculations off some...I had about $100 in my own cart at Overstock when I received a preapproved offer in the email from them on Thursday. Had to think about it for a couple of days, but I pulled the trigger last night, with my cart still just under $100, and got a $4000 SL!

On second thought, I wonder...who does Comenity pull for SP's? My EX score just jumped from 662 to 675 earlier this month, and my TU went from 624 to 640 at the same time. Dunno about EQ yet but it's probably comparable.

[Anonymous]

My letter states they used EX.

[Anonymous]

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@Anonymous wrote:
What number do I call to check if it's a verification thing?

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http://ficoforums.myfico.com/t5/Credit-Card-Applications/Backdoor-Numbers/m-p/408066/highlight/true#...

[Anonymous]

Thanks doinit1.

[Anonymous]

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@Anonymous wrote:
My letter states they used EX.

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I think I have a clue now as to why I got such a big SL...thanks.

[Anonymous]

Note my comment above that I was just denied because information didn't match. I recently had moved and 2 of the 3 CRAs have my current address while one shows an older one.

Just for the heck of it, i tried SCT again on overstock last night. I added $108 to the cart this time. I tried it with my new address, no pop up. Tried with the old address, popup happened. Am I SOL on this until all 3 CRAs are reporting my new address for a period of time?