PNC offer question "Offers"

[My_Fako]

II just signed in to my online banking. It showed I had some offers. 

Are they solid?

One of them is for the PNC Core Visa 0%  through 8/2018 apr 12.8%

They also showed all of there credit cards. 

Wounder if they soild like Cap1

Anyone know about PNC? 

Thanks and Merry Christmas everyone!  🎄🎁

[Benzman]

That offer should be gold. A friend of mine had the same offer last week and applied, was approved for 8K.

[My_Fako]

Just nervous. At the top of the screen it says...

YOU'RE PRE-SELECTED† FOR THE PNC BANK VISA® CREDIT CARD OF YOUR CHOICE!

[My_Fako]

Credit pulls doesn't have much info. 

Anyone know who they pull? I'm located in Mo. 

Also worried about a small limit. Are they conservative?

Sorry about all the questions. 

Thanks

[Coolermaster007]

Just got the cash rewards business from then like 2 weeks ago it was a single TU pull I'm in NY $12k @ 13-14% apr i forgot you bank with then like me you should be good to go apply if thats a card that you want.

[Anonymous]

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@My_Fako wrote:

Credit pulls doesn't have much info. 

Anyone know who they pull? I'm located in Mo. 

Also worried about a small limit. Are they conservative?

Sorry about all the questions. 

Thanks

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They pulled TU for my Points Visa.  I am in the DMV area.  The limit for me was small, but I had a lot of new accounts and it went through manual underwriting, so I understood.  I really did just want a card with them since I've banked with PNC since they took over my local bank years ago.

I have enjoyed the card for the almost year and a half that I've had it and was granted an auto-CLI about 8 months in.

When I was applying/waiting for UW, there were a few threads I found info on so you may want to do a quick search for those.  There were a few folks who had really great initial credit limits.

[My_Fako]

I want to take the offer because of the 12% apr and 0% balance transfers for 15 months. 

Just worried about  getting a low SL my TU is @ 689. 

[blossom_rebuilding]

I know I'm late on this thread, but I recommend going for it. I'm also a PNC banking customer, and I applied and was approved for PNC Core in December with an experian score of 665. Because I got a higher than expected limit, I'm solely using it for the 0% balance transfer. Good luck!

[ramblinggirl]

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@blossom_rebuilding wrote:

I know I'm late on this thread, but I recommend going for it. I'm also a PNC banking customer, and I applied and was approved for PNC Core in December with an experian score of 665. Because I got a higher than expected limit, I'm solely using it for the 0% balance transfer. Good luck!

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My exp with PNC - I have been banking with PNC since 1987. 10 yrs later I applied for one of their credit card and was denied-I think one reason listed was me  not being  a homeowner. So I cont to bank with them-in  the mean time I  was approved for many credit cards from  top credit card issuers such  AMEX, CHASE, CITI , BOA but I never applied for another PNC creditcards. I also had 2 sm loans with them and paid them off early. Finally 3 yrs ago I received a pre-approved offer from PNC and was approved with a $12,000 credit limit(one of my lowest limit) but thats ok.

[My_Fako]

Blossom,

What did your profile look like @ the time of app. Any baddies inq's etc. 

Thanks