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Last night i was working late and was bored, so I decided to apply for the PayPal Credit (Not The Card) and it went pending with a 3-5 day message. At this time i froze my report because I figured they got what the needed. This was followed by a request to upload a copy of my DL and my SS card or the application would be denied. Admittedly this made me skeptical because I found it strange they would ask for SSN image and with all the PP scams I was hesitant but did anyway not wanting to waste a potential hard pull.
Fast forward to this morning and i get a pn email welcoming me to PP credit and approval for $750
1. Will they still attempt pull because HP still hasn't been done?
2. Will this report as a trade line and how will it be reported?
Congrats
I have a fraud alert on my credit reports and will get a phone call or request to upload docs to verify my identity before account opening.
Paypal does a hard pull if I remember correctly when I opened mine.