Paypal 2% or Cap One QuickSilver

[blazerein]

If inquiry is not an issue, which one is the better card? which one grows to a higher limits?

[Anonymous]

Synchrony Bank’s Paypal card, hands down. Synch has been very generous with me in terms of CLIs. Can’t say the same about Cap1.

[Brian_Earl_Spilner]

PayPal is 2% and grows. QS is 1.5% and grows slow unless you put heavy use. The benefit of Cap1 is they leave you alone. You can max out the card or one from another lender and all they'll do is ask if you want to make more than the minimum payment to avoid interest. They'll even tell you how much more to pay to cover the interest if you carry a balance.

[AverageJoesCredit]

Paypal 2%, ease of use, redemption, easier cli, 1 hp, etc. Just my humble opinion, C1 too many hoops

[blazerein]

Thanks, pulled the trigger for PayPal...approved for 2.5K

[UncleB]

This thread is locked and closed to new messages.

The new thread can be found here:  https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Paypal-MC-2-Approved/m-p/5403461