Paypal MasterCard CLI Denied

[Cyberbo60]

I asked for a 6K increase and was denied..... 

[ohjoy]

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@Cyberbo60wrote:

I asked for a 6K increase and was denied..... 

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No counter? Did you stay on the call all the way to the end? I read someone said that the auto denial is followed by yada yada and then afterwards, it makes a counter offer. To stay on til the very end. And unless you accept the counter, you've settled for the denial.

[Cyberbo60]

No counter offer. Robolady said I wasn’t eligible for an increase.  I waited til the end and she said for me to hang up.   I will wait a year.   No biggie 

[Cyberbo60]

I got my CLI denial and it says “insufficient information to determine account performance score” what does this mean?

[AverageJoesCredit]

It happens all the time. Add more info here like current score , inqs, etc. Remember Sync likes higher TU and for best results, call Credit Solutions.

[Cyberbo60]

Credit solutions?  Ok

[UncleB]

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@Cyberbo60wrote:

Credit solutions?  Ok

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877-379-8173 

[Anonymous]

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@Cyberbo60 wrote:

No counter offer. Robolady said I wasn’t eligible for an increase.  I waited til the end and she said for me to hang up.   I will wait a year.   No biggie 

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I got the same denial.. My 3rd statement just cut.

[DaveInAZ]

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@Anonymous wrote:

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@Cyberbo60 wrote:

No counter offer. Robolady said I wasn’t eligible for an increase.  I waited til the end and she said for me to hang up.   I will wait a year.   No biggie 

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I got the same denial.. My 3rd statement just cut.

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Maybe as this is a new card Synchrony wants see more usage/payment history. I got a $7k SL in July and asked for a CLI to $10k after the 4th statement and they countered with a $1k increase to $8k, TU around 720. Also you need to have TU unfrozen/unlocked when your request a CLI, even though they have access as an existing creditor and give you your TU Fico score the SP from the CLI needs full access to TU.

[Anonymous]

How old is the account? From personal experience I've found that Sync likes to wait until the 3rd or 4th statement cuts before they approve a CLI. At least that's how it worked for me.