Paypal extras credit card

[Anonymous]

Got an interesting special promotion email from Synchrony today for paypal extras cc.
Has a 2% all the time cash back on all purchases and any earned cash back is applied to paypal balance. Also had a lowish 16.24 apr. Dont think this is anything I'd ever want but thought it was interesting.
I rarely shop at any paypal sources ie ebay. Mostly at amazon,and have chase card for that.
Thought I'd share, haven't seen this promotion before.

[DeeBee78]

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@Anonymous wrote:
Got an interesting special promotion email from Synchrony today for paypal extras cc.
Has a 2% all the time cash back on all purchases and any earned cash back is applied to paypal balance. Also had a lowish 16.24 apr. Dont think this is anything I'd ever want but thought it was interesting.
I rarely shop at any paypal sources ie ebay. Mostly at amazon,and have chase card for that.
Thought I'd share, haven't seen this promotion before.

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An APR under 23% on a Synchrony card? How is that possible?  

[Anonymous]

Unbelievable isn't it. Makes me almost want to get it.
If it had a 0% period I probably would get it.

[UncleB]

It appears to be a targeted offer (I just checked, and they are still offering me only the 'old' 3/2/1 points card).

Here's a DoctorOfCredit review on it:

http://www.doctorofcredit.com/paypal-extras-mastercard-2-everywhere-card-review-limited-availability...

I agree that at 16.24%, 2% rewards on general spend and no redemption threshold this actually isn't that bad... especially if the Citi Double Cash and Fidelity Visa are out of reach.

[Anonymous]

Unless you carry a balance, it doesn't really matter. I use mine as a gas card for now until I obtain one that rewards a higher ℅. I basically just use them for the rebates, I'm not gonna carry a balance.

[fltireguy]

Some of Synchronys APR's are ok. Like the Stash Visa

[fltireguy]

FYI. I don't think paypal MC is actually 2%. More like 1.68%... rewards points seem to be worth .83% each..

[fltireguy]

Oops my bad. Was thinking of the old card

[AverageJoesCredit]

For shame Fltg, for shame, lol

[Anonymous]

What is the trick if you already stuck with Bill Me Later attached to PayPal? Do I have to close bill me later and then apply for the PayPal credit card? I don't own a business so I only have one PayPal account