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So yesterday in the mail I got a mailer from PedFed with a preapproval (not a prequalification) for the PCR, including a 16.99% fixed APR and an acceptance code. I did some reading on here about approval stats and various DPs on F9EQ score, inquiries, etc, and my profile looks good for approval.
I logged in this morning to accept and start the relationship...and it told me it couldn't find my offer code, as if it were an invalid code. I tried twice more, doublechecking everything, but no luck. I will call them to process it all on the phone if I need to, but I wanted to see if anyone else has insight or experience with this?
@Anonymous, When I received the prequal mailer last year, everything went smooth,
It was a solid offer .. as I was approved.
I do know they are in the process of upgrading to a new system, so that could be the glitch?
Calling would probably get it resolved,
Wishing you a great outcome
Thanks guys, I'll call them in the next couple days and follow up with the results.
Well that was easy and I feel dumb now. What I thought was a "1" in the code was a capital letter "I". Retried it, entered my info, and got this. I'm not mad at all - good SL for me (I only have two cards larger than this), and I have zero prior relationships with them.
I saw that for sure. Since wisdom says they reuse your initial pull (which I haven't gotten yet but expect in the next day or so), I may see if they'll refinance my car loan I opened in May. If so, I'll direct-deposit the funds for the loan and that'll meet the checking deposit requirement to get the rewards up to the full 2%.
I've got some online legwork to do today
Congrats. All you need in an Access America Checking account correct?
There's been some reports in the approvals forum for card and auto loan, card and personal loan, card x 2 approvals. The possibilities are out there. However, I would always expect another EQ HP.
For your reading pleasure. Pentagon Federal Credit Union Data Share