PenFed...what a joke!

[Anonymous]

There was no name calling.......well except saying Penfed was a joke. But you said that. Your font was personal because of your denial. 

We responded (almost every response was from someone who had filed BK that I know of) because Penfed had been good to us. If a new member saw your post, they could miss out on a great opportunity due to your post. 

I definitely didn't see any "hating"......just a bit of "reality". We got approved for Penfed. 

Good luck to you! 

[atst2000]

Hope?  Really?  C'mon now.

[fltireguy]

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@atst2000 wrote:

C'mon everyone calm down.  I swear so many people on here take things sooooo personal...

As soon as I mention BK involved all the haters come out and the name calling LOL!

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No hating from anyone. Just merely stating the facts. BK is a risk, regardless of if your FICO8 is 680 (btw, hey use NexGen, NOT Fico8)

I have BK showing on my Eq - it's a 8.5 year old dismissal, which will stay on until its 10 years old. 

Like I said in an earlier post, give them time. Let your account sit there for another 6 months or so, I would imagine that with good current history that you will be able to get an approval then... 

[atst2000]

Yes!  Got approved!  Took 6 calls to a bunch of loan officers but it worked!  Got approved for $5000. 

Time to get that free $100!!!

[someg33k]

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@atst2000 wrote:

Yes!  Got approved!  Took 6 calls to a bunch of loan officers but it worked!  Got approved for $5000. 

Time to get that free $100!!!

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Congrats on the approval.

Can I assume you now recsind what you said about Penfed prior?

Most here agree PenFed is pretty sweet!

[Anonymous]

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@Creditplz wrote:
first I've heard of anyone saying Penfed CS is bad I rank them above NFCU

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The CSR's are always very friendly. 

But I have spoken to a wise guy or two in the lending dept in the past.

[atst2000]

I'm not sure I would call them sweet or anything, considering it took 6 or 7 phone calls, but eventually I always get it.

They finally approved me after I faxed in my taxes, I have a full time job along with a real estate business I own and eBay business

with a total of $325k a year.  I guess I had to "show me the money" to get it.

[Aduke1122]

Congrats on the approval. No one here is hating on you , sometimes on this forum we offer constructive criticism, which anyone who has had credit problems should take . We all can use help from those who have more knowledge than us about certain credit related things. Good luck to you