Congrats,,,, My penfed Amx card sl was 5k and they will not give me a Cli 
. I did max it out on balance transfer to it
@Anonymous wrote:
@CreditCuriousity wrote:I think your useage shows a strong case for one in the short amount of time you had it.. Should be SP if within 90 days so nothing really to lose!
They initally HP when joining then SP for every app within 90 days of the original HP? Or do they just review the original HP up to 90 days? Sorry for the newb question. Technically Im gardening and dont want to take a HP...
I just got into PenFed a week ago, but to my understanding obviously it is a HP to join and any credit product up to 90 days is suppose to be the same pull, although I have heard 60 days as well. To be safe why not just call them up and ask what the policy is if it is 60 or 90 days? Sorry I can't be more help, but that is my best answer to you. If you do call please let me know as well as I got a SL of 7500 and want it to be at least 15k.. I plan on using it for at least 45 days prior to asking them to hand out a bigger limit
.. If it is 90 days then I will wait 80 days or so prior to asking so they can see I PIF and am a safer risk.
@CreditCuriousity wrote:
@Anonymous wrote:
@CreditCuriousity wrote:I think your useage shows a strong case for one in the short amount of time you had it.. Should be SP if within 90 days so nothing really to lose!
They initally HP when joining then SP for every app within 90 days of the original HP? Or do they just review the original HP up to 90 days? Sorry for the newb question. Technically Im gardening and dont want to take a HP...
I just got into PenFed a week ago, but to my understanding obviously it is a HP to join and any credit product up to 90 days is suppose to be the same pull, although I have heard 60 days as well. To be safe why not just call them up and ask what the policy is if it is 60 or 90 days? Sorry I can't be more help, but that is my best answer to you. If you do call please let me know as well as I got a SL of 7500 and want it to be at least 15k.. I plan on using it for at least 45 days prior to asking them to hand out a bigger limit
Lol, ive heard 30 from the CSR when I originally joined and 90 days from the CSR I spoke with last week. The last rep said same pull up to 90 days "IF" they are able to locate the file or have the information they need to make a decision. Aparently they dont keep all CR's on file for exactly 90 days.
Why havent you requested a CLI? I got my first CLI 2 weeks after my original approval. Before I even used the card or made my first payment. Theres a few different threads out there of people getting CLI's shortly after approval.