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The plan is to just wait till this time next year at least, all of my hard pulls except for the two that just occured will be gone and all of my accounts except for one will be over two years old. I would like to get a card with chase. I may have an in at Navy Federal so I might just ditch Penfed all together.
Hi @Anonymous , Sorry for your Penfed denial.![]()
You might wait 6 months, they will eventually warm up to you.
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