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Penfed Trifecta

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Bolt78748
Valued Member

Penfed Trifecta

So I appd yesterday for the PCR and was instantly approved w/$17,500 starting limit. I decided to app for the personal loan and instantly approved $20k. I decided today what the heck app for the platinum and recevied message they need my ID/SS & copy of utility which I submitted. What are my chances? My EQ Fico 9 is in the 730s income is in the high $300s and I've had 2 auto loans paid off within the last 12 months. 

Message 1 of 8
7 REPLIES 7
AllZero
Mega Contributor

Re: Penfed Trifecta

I don't know what your chances are. Good luck on your application! May the odds be ever in your favor. Hope to see of your post in the approval forum.

Message 2 of 8
Rogue46
Established Contributor

Re: Penfed Trifecta

I'd say if they flat out didn't deny you and instead asked for more docs your chances are pretty good. Congrats either way!





Message 3 of 8
Vu
Frequent Contributor

Re: Penfed Trifecta


Good chance you'll get approved because if they were going to denied you, no point of going through asking for the extra workload.



Message 4 of 8
cashorcharge
Community Leader
Super Contributor

Re: Penfed Trifecta

Enjoy those new accounts!  Congratulations!

Message 5 of 8
ccquest
Established Contributor

Re: Penfed Trifecta

Interested in the results! Congrats on the success so far!
as of 1/1/23
Current Cards:
Message 6 of 8
Bolt78748
Valued Member

Re: Penfed Trifecta

***Update*** They declined the Platinum due to too many inquirers :/ I responded to the email survey to reconsider so we will see. I'm happy with the PCR and personal loan approval, worst case I'll try again in a few months. 

Message 7 of 8
Loquat
Moderator Emeritus

Re: Penfed Trifecta


@Bolt78748 wrote:

***Update*** They declined the Platinum due to too many inquirers :/ I responded to the email survey to reconsider so we will see. I'm happy with the PCR and personal loan approval, worst case I'll try again in a few months. 


Give it some time and they'll warm up to you.   Establish some history and payments and you should see some really nice results.  

Message 8 of 8
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