@SifiUSa wrote:
@Anonymous wrote:
@SifiUSa wrote:
@randomguy1 wrote:
@SifiUSa wrote:
No history with them, like many reviews in this forum and decided to apply to refi my car ( Less than six mths) they approved me for 23k @3.49% ( from 8% with HF). I applied a couple of days later for one cc and received 2.5k CL. Never bank with them before just open a $5 saving account. Apparently there are looking at your score and no badies.
What was your EQ score at?
From Credit Karma at the time of application was 734.
Credit Karma is not your real score. Vantage can be off 50+ points in either direction compared to your FICO scores and making matters worse, PenFed actually uses FICO 9 which can vary wildly from FICO 8. Did you not get your score on the denial letter?
Yes, I'm aware of this fact this is why I specify CK number. I have been approved, I did not received a denial letter. My Fico is 705.
Sorry, it gets hard to keep up with tangential conversations so I missed that you were approved given the title of the thread.
705 is your FICO 9? I just don't really understand why people even bother sharing their CK scores if they have their actual FICO scores, even if they aren't the correct version but regardless, congrats on your approval and thanks for the DPs.
