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So I applied for a Pottery Barn card. I have not applied for a credit card in over 2 years. Experian FICO is 823, long aaoa, 1% utiliztion, high income.
This is the response I received:
Thank you for your Pottery Barn credit card application. The information you provided is being reviewed. You may expect a reply by mail within 2 weeks.
I only have one other Comenity store card and have had it for years. Zero balance, use it a few times a year and PIF.
Maybe this is a sign that I really don't need another store card. LOL. Certainly wasn't expecting this response. I'm not big on store cards but this is one that I would have used since I shop at Pottery Barn a lot.
@victornewman wrote:So I applied for a Pottery Barn card. I have not applied for a credit card in over 2 years. Experian FICO is 823, long aaoa, 1% utiliztion, high income.
This is the response I received:
Thank you for your Pottery Barn credit card application. The information you provided is being reviewed. You may expect a reply by mail within 2 weeks.
I only have one other Comenity store card and have had it for years. Zero balance, use it a few times a year and PIF.
Maybe this is a sign that I really don't need another store card. LOL. Certainly wasn't expecting this response. I'm not big on store cards but this is one that I would have used since I shop at Pottery Barn a lot.
Getting a 7-10 day response is typically a denial, but not always. Getting a 2-week response is typically an approval, but not always. The extra time is to get the CC made and to you.
No inquiry yet. And this was a cold app. Just pulled all 3 reports.
Maybe it is because I just moved/new address.
OP,
What was the outcome? I just received a similar message, and want to know what I should expect.