Pre-Qualified offers! When to Expect them?

[Anonymous]

Morning Everyone

My questions is ...When can i expect a card offer i have two secured cards USAA(800),CAP One(500). My Quick Silver is asigned as a user.I have been paying with out late always early for 5 mts. MUtilization this month is 11%. I am hoping for something soon. Can anyone shed any light on my current situation and any expectations.

Any insight would be great!

Starting Scores: EQ/591 TU/592 EX/612 Date:May 15,2015
Current Scores: EQ/613 TU/609 EX/639(+2) Date:June 4,2015
Utilization: 11% Date:June 4,2015

Goal Score Across the Board: 700

[Anonymous]

you should be getting the ugly subprime offers in the mail already. You can always go to the good respected sites and check the prequals with no hard pull yourself. I'm With you is a good feeling to get junk mail all over again before bad choices.

[SecretAzure]

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@Anonymous wrote:
you should be getting the ugly subprime offers in the mail already. You can always go to the good respected sites and check the prequals with no hard pull yourself. I'm With you is a good feeling to get junk mail all over again before bad choices.

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This is one way to check.

Expect Discover It and Capital One offers at around 6-7 months of history. If you do nothing for 1 whole year from your second card you'll get tons of prime offers. Assuming you pay on time everytime and don't get your Util high.

[Anonymous]

HAHA

Your on point! I am getting stuff from Credit  One already. I really want better i will avoid the Credit one that i am certain. I hope to get a pre qualified for Capital one soon.

Starting Scores: EQ/591 TU/592 EX/612 Date:May 15,2015
Current Scores: EQ/613 TU/609 EX/639(+2) Date:June 4,2015
Utilization: 11% Date:June 4,2015

Goal Score Across the Board: 700

[Anonymous]

Thanks for the info but what do you mean do nothing exactly? Not apply for other cards?

Thanks for the advice.

Starting Scores: EQ/591 TU/592 EX/612 Date:May 15,2015
Current Scores: EQ/613 TU/609 EX/639(+2) Date:June 4,2015
Utilization: 11% Date:June 4,2015

Goal Score Across the Board: 700

[SecretAzure]

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@Anonymous wrote:

Thanks for the info but what do you mean do nothing exactly? Not apply for other cards?

Thanks for the advice.

Starting Scores: EQ/591 TU/592 EX/612 Date:May 15,2015
Current Scores: EQ/613 TU/609 EX/639(+2) Date:June 4,2015
Utilization: 11% Date:June 4,2015

Goal Score Across the Board: 700

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Exactly! You already have 2 lines building history. If you wait a year, you will break your goal of 700 (or be close) and then you'll have over 1 year of AAOA, your next app won't drop you down as far as if you apply 4 months from now on your first Cap1 offer.

[Anonymous]

AWESOME THANK YOU FOR THE INFO!

Starting Scores: EQ/591 TU/592 EX/612 Date:May 15,2015
Current Scores: EQ/613 TU/609 EX/639(+2) Date:June 4,2015
Utilization: 11% Date:June 4,2015

Goal Score Across the Board: 700

[Anonymous]

I have prime cards, and CreditOne is the only company that send me offers... lol 

[Anonymous]

I think I signed up on the Chase site to opt in for prequals. Opting in for everyone to start sending me stuff I think. I do recommend garding for a year though.

[Anonymous]

Well im in the garden tell January .....Wish me luck I have two collections come off next week.Than thats it.One Paid collection paid i need to send GW letters again . Premier turned down my good will letter, might have to sit this one for the long hall 10 mts to go on it geez the are very un-forgiving. Never again will i make that mistake.

Starting Scores: EQ/591 TU/592 EX/612 Date:May 15,2015
Current Scores: EQ/610 TU/618 EX/642 Date:June 4,2015
Utilization: 11% Date:June 4,2015

Goal Score Across the Board: 700